Median Income
$107,905
household / year
Median Home Value
$391,700
owner-occupied
Median Rent
$1,217
gross / month
Cost of Living
96
national avg = 100

Is Kirkwood, MO a Good Place to Live?

Kirkwood is a small city of 29,309 in Missouri, with a median household income of $107,905 and a 2.8% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Kirkwood stands out for an affordable cost of living, lower-than-average crime, solid school ratings (A), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Kirkwood is right for you depends on your priorities — the full breakdown is below.

All Kirkwood city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.3

Kirkwood's overall cost of living index is 96.3, where 100 represents the US national average. Living in Kirkwood costs roughly 4% less than the average American city.

Metric Kirkwood, MO National Avg
Median Home Value $391,700 $244,900
Median Monthly Rent $1,217 $1,163
Homeownership Rate 75.0% 65.9%
Median Household Income $107,905 $74,755

Crime & Safety

Safer than Average

Kirkwood's violent crime rate is 213.2 per 100,000 residents — 44% lower than the national average of ~380 per 100,000.

Violent Crime
213.2 /100k
Property Crime
1396.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Kirkwood is served primarily by KIRKWOOD R-VII. The student-to-teacher ratio is 14.9:1 (better than the national average of ~16:1).

Metric Kirkwood, MO National Avg
School District KIRKWOOD R-VII —
Elementary Schools 5 —
Middle Schools 2 —
High Schools 1 —
Student/Teacher Ratio 14.9:1 16:1
Bachelor's Degree or Higher 64.6% 35.4%
High School Diploma or Higher 98.0% 91.1%

Weather & Climate

Kirkwood sees average highs of 40.6°F in January and 89.6°F in July, with 44.5 inches of annual precipitation and 10.2 inches of snow per year.

MetricKirkwood, MO
Average High — January40.6°F
Average High — July89.6°F
Annual Precipitation44.5"
Annual Snowfall10.2"

Demographics

MetricKirkwood, MONational Avg
Population29,309—
Median Age42.238.9
Unemployment Rate2.8%3.7%
Avg Commute Time22.5 min26 min
White (non-Hispanic)85.4%59.3%
Black or African American4.4%13.6%
Hispanic or Latino6.3%18.9%
Asian1.4%6.3%
Under 1825.7%22.2%
65 and over20.4%16.8%

Nearby Cities

ZIP Codes in Kirkwood

Kirkwood, MO is covered by 1 ZIP code:

Kirkwood vs Other Cities

Frequently Asked Questions

Kirkwood's cost of living index is 96, where 100 is the national average. That makes Kirkwood roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $391,700 and median rent is $1,217/month.
Kirkwood's violent crime rate is 213.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1396.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Kirkwood are operated by KIRKWOOD R-VII. The district has 5 elementary, 2 middle, and 1 high schools. The student-to-teacher ratio is 14.9:1. 64.6% of adults 25+ hold a bachelor's degree or higher.
Kirkwood, MO has a population of 29,309, a median household income of $107,905, and an unemployment rate of 2.8%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Kirkwood averages 40.6°F in January and 89.6°F in July. Annual rainfall is 44.5 inches with about 10.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Kirkwood, MO is covered by 1 ZIP code: 63122.
The population of Kirkwood, Missouri is 29,309 with a median age of 42.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Kirkwood: cost of living index 96 (100 = US average), median home $391,700, median household income $107,905, crime index 60 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Kirkwood side by side with your current city to see the trade-offs.