Madison is a small town of 389 in Missouri, with a median household income of $42,500
.
Its cost of living index is 88 (US average = 100), which is
12% below the national average.
Strengths:
Madison stands out for an affordable cost of living, below-average home prices, solid school ratings (B+).
Trade-offs:
Potential downsides include longer commutes. Whether Madison is right for you depends on your priorities — the full breakdown is below.
All Madison city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 88.1
Madison's overall cost of living index is 88.1,
where 100 represents the US national average.
Living in Madison costs roughly 12% less than the average American city.
Metric
Madison, MO
National Avg
Median Home Value
$89,600
$244,900
Median Monthly Rent
$706
$1,163
Homeownership Rate
73.1%
65.9%
Median Household Income
$42,500
$74,755
Crime & Safety
Safer than Average
Madison's violent crime rate is 543.7 per 100,000 residents
— 43% higher than the national average of ~380 per 100,000.
Violent Crime
543.7 /100k
Property Crime
532.2 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Madison is served primarily by MADISON C-3.
The student-to-teacher ratio is 8.5:1
(better than the national average of ~16:1).
Metric
Madison, MO
National Avg
School District
MADISON C-3
—
Elementary Schools
1
—
Middle Schools
N/A
—
High Schools
1
—
Student/Teacher Ratio
8.5:1
16:1
Bachelor's Degree or Higher
7.3%
35.4%
High School Diploma or Higher
98.0%
91.1%
Weather & Climate
Madison sees average highs of 37.1°F in January
and 87.0°F in July,
with 40.9 inches of annual precipitation
and 15.1 inches of snow per year.
Madison's cost of living index is 88, where 100 is the national average.
That makes Madison roughly 12% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $89,600 and median rent is $706/month.
Madison's violent crime rate is 543.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 532.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Madison are operated by MADISON C-3.
The district has 1 elementary, several middle, and 1 high schools.
The student-to-teacher ratio is 8.5:1. 7.3% of adults 25+ hold a bachelor's degree or higher.
Madison, MO has a population of 389, a median household income of $42,500, and an unemployment rate of 0.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Madison averages 37.1°F in January and 87.0°F in July. Annual rainfall is 40.9 inches
with about 15.1 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
The population of Madison, Missouri is 389 with a median age of 34.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Madison: cost of living index 88 (100 = US average), median home $89,600, median household income $42,500, crime index 96 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Madison side by side with your current city to see the trade-offs.
