What are the schools like in Moberly, MO?

Moberly is served primarily by MOBERLY. The district operates 3 elementary schools, 1 middle schools, and 2 high schools with a student-to-teacher ratio of 11.3:1.

What is the median household income in Moberly?

The median household income in Moberly, MO is $39,332 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 7.5%.

Moberly, MO Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Moberly, MO affordable or expensive?

Moberly's cost of living index is 90, where 100 represents the national average. This means Moberly is 10% less expensive than the average US city. The median home value is $129,500 and the median rent is $730 per month.

Q: What is the crime rate in Moberly, MO?

Moberly has a violent crime rate of 318.0 incidents per 100,000 residents and a property crime rate of 1022.3 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Q: What is the weather like in Moberly, MO?

Moberly has an average high temperature of 37.1°F in January and 87.0°F in July. Annual precipitation averages 42.7 inches and annual snowfall averages 15.1 inches.

Is Moberly, MO a Good Place to Live?

Moberly is a small city of 13,708 in Missouri, with a median household income of $39,332 and a 7.5% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Moberly stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Moberly is right for you depends on your priorities — the full breakdown is below.

All Moberly city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.2

Moberly's overall cost of living index is 90.2, where 100 represents the US national average. Living in Moberly costs roughly 10% less than the average American city.

Metric	Moberly, MO	National Avg
Median Home Value	$129,500	$244,900
Median Monthly Rent	$730	$1,163
Homeownership Rate	53.0%	65.9%
Median Household Income	$39,332	$74,755

Crime & Safety

Safer than Average

Moberly's violent crime rate is 318.0 per 100,000 residents — 16% lower than the national average of ~380 per 100,000.

Violent Crime

318.0 /100k

Property Crime

1022.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Moberly is served primarily by MOBERLY. The student-to-teacher ratio is 11.3:1 (better than the national average of ~16:1).

Metric	Moberly, MO	National Avg
School District	MOBERLY	—
Elementary Schools	3	—
Middle Schools	1	—
High Schools	2	—
Student/Teacher Ratio	11.3:1	16:1
Bachelor's Degree or Higher	15.8%	35.4%
High School Diploma or Higher	88.1%	91.1%

Weather & Climate

Moberly sees average highs of 37.1°F in January and 87.0°F in July, with 42.7 inches of annual precipitation and 15.1 inches of snow per year.

Metric	Moberly, MO
Average High — January	37.1°F
Average High — July	87.0°F
Annual Precipitation	42.7"
Annual Snowfall	15.1"

Demographics

Metric	Moberly, MO	National Avg
Population	13,708	—
Median Age	37.5	38.9
Unemployment Rate	7.5%	3.7%
Avg Commute Time	19.2 min	26 min
White (non-Hispanic)	83.7%	59.3%
Black or African American	8.6%	13.6%
Hispanic or Latino	2.5%	18.9%
Asian	0.6%	6.3%
Under 18	22.4%	22.2%
65 and over	15.9%	16.8%

Nearby Cities

Renick, MO 5 mi Huntsville, MO 6 mi Cairo, MO 6 mi Middle Grove, MO 9 mi Higbee, MO 9 mi

ZIP Codes in Moberly

Moberly, MO is covered by 1 ZIP code:

65270

Moberly vs Other Cities

Moberly, MO vs Renick, MO Moberly, MO vs Huntsville, MO Moberly, MO vs Cairo, MO Moberly, MO vs Middle Grove, MO Moberly, MO vs Higbee, MO

Frequently Asked Questions

Is Moberly, MO affordable or expensive?

Moberly's cost of living index is 90, where 100 is the national average. That makes Moberly roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $129,500 and median rent is $730/month.

What is the crime rate in Moberly, MO?

Moberly's violent crime rate is 318.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1022.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Moberly?

Public schools in Moberly are operated by MOBERLY. The district has 3 elementary, 1 middle, and 2 high schools. The student-to-teacher ratio is 11.3:1. 15.8% of adults 25+ hold a bachelor's degree or higher.

Is Moberly, MO a good place to live?

Moberly, MO has a population of 13,708, a median household income of $39,332, and an unemployment rate of 7.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Moberly?

Moberly averages 37.1°F in January and 87.0°F in July. Annual rainfall is 42.7 inches with about 15.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Moberly?

Moberly, MO is covered by 1 ZIP code: 65270.

What is the population of Moberly?

The population of Moberly, Missouri is 13,708 with a median age of 37.5. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Moberly?

Key numbers for living in Moberly: cost of living index 90 (100 = US average), median home $129,500, median household income $39,332, crime index 70 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Moberly side by side with your current city to see the trade-offs.