Median Income
$66,394
household / year
Median Home Value
$173,800
owner-occupied
Median Rent
$768
gross / month
Cost of Living
94
national avg = 100

Is Luverne, MN a Good Place to Live?

Luverne is a small town of 4,910 in Minnesota, with a median household income of $66,394 and a 2.2% unemployment rate. Its cost of living index is 94 (US average = 100), which is 6% below the national average.

Strengths: Luverne stands out for an affordable cost of living, below-average home prices, solid school ratings (B+), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Luverne is right for you depends on your priorities — the full breakdown is below.

All Luverne city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 94.1

Luverne's overall cost of living index is 94.1, where 100 represents the US national average. Living in Luverne costs roughly 6% less than the average American city.

Metric Luverne, MN National Avg
Median Home Value $173,800 $244,900
Median Monthly Rent $768 $1,163
Homeownership Rate 72.1% 65.9%
Median Household Income $66,394 $74,755

Crime & Safety

Very Safe

Luverne's violent crime rate is 42.9 per 100,000 residents — 89% lower than the national average of ~380 per 100,000.

Violent Crime
42.9 /100k
Property Crime
450.9 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Luverne is served primarily by LUVERNE PUBLIC SCHOOL DISTRICT. The student-to-teacher ratio is 11.9:1 (better than the national average of ~16:1).

Metric Luverne, MN National Avg
School District LUVERNE PUBLIC SCHOOL DISTRICT —
Elementary Schools 1 —
Middle Schools 1 —
High Schools 2 —
Student/Teacher Ratio 11.9:1 16:1
Bachelor's Degree or Higher 30.3% 35.4%
High School Diploma or Higher 93.6% 91.1%

Weather & Climate

Luverne sees average highs of 25.2°F in January and 84.7°F in July, with 30.0 inches of annual precipitation and 34.9 inches of snow per year.

MetricLuverne, MN
Average High — January25.2°F
Average High — July84.7°F
Annual Precipitation30.0"
Annual Snowfall34.9"

Demographics

MetricLuverne, MNNational Avg
Population4,910—
Median Age38.538.9
Unemployment Rate2.2%3.7%
Avg Commute Time14.9 min26 min
White (non-Hispanic)94.5%59.3%
Black or African American0.0%13.6%
Hispanic or Latino1.4%18.9%
Asian1.1%6.3%
Under 1825.1%22.2%
65 and over22.3%16.8%

Nearby Cities

ZIP Codes in Luverne

Luverne, MN is covered by 1 ZIP code:

Luverne vs Other Cities

Frequently Asked Questions

Luverne's cost of living index is 94, where 100 is the national average. That makes Luverne roughly 6% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $173,800 and median rent is $768/month.
Luverne's violent crime rate is 42.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 450.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Luverne are operated by LUVERNE PUBLIC SCHOOL DISTRICT. The district has 1 elementary, 1 middle, and 2 high schools. The student-to-teacher ratio is 11.9:1. 30.3% of adults 25+ hold a bachelor's degree or higher.
Luverne, MN has a population of 4,910, a median household income of $66,394, and an unemployment rate of 2.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Luverne averages 25.2°F in January and 84.7°F in July. Annual rainfall is 30.0 inches with about 34.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Luverne, MN is covered by 1 ZIP code: 56156.
The population of Luverne, Minnesota is 4,910 with a median age of 38.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Luverne: cost of living index 94 (100 = US average), median home $173,800, median household income $66,394, crime index 15 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Luverne side by side with your current city to see the trade-offs.