Median Income
$103,629
household / year
Median Home Value
$345,400
owner-occupied
Median Rent
$1,183
gross / month
Cost of Living
103
national avg = 100

Is Manchester, MD a Good Place to Live?

Manchester is a small town of 5,403 in Maryland, with a median household income of $103,629 and a 0.9% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.

Strengths: Manchester stands out for lower-than-average crime, solid school ratings (B+).

Trade-offs: Potential downsides include longer commutes. Whether Manchester is right for you depends on your priorities — the full breakdown is below.

All Manchester city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 102.7

Manchester's overall cost of living index is 102.7, where 100 represents the US national average. Living in Manchester costs roughly 3% more than the average American city.

Metric Manchester, MD National Avg
Median Home Value $345,400 $244,900
Median Monthly Rent $1,183 $1,163
Homeownership Rate 82.6% 65.9%
Median Household Income $103,629 $74,755

Crime & Safety

Very Safe

Manchester's violent crime rate is 179.6 per 100,000 residents — 53% lower than the national average of ~380 per 100,000.

Violent Crime
179.6 /100k
Property Crime
107.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Manchester is served primarily by Carroll County Public Schools. The student-to-teacher ratio is 14.6:1 (better than the national average of ~16:1).

Metric Manchester, MD National Avg
School District Carroll County Public Schools
Elementary Schools 23
Middle Schools 9
High Schools 11
Student/Teacher Ratio 14.6:1 16:1
Bachelor's Degree or Higher 35.3% 35.4%
High School Diploma or Higher 97.6% 91.1%

Weather & Climate

Manchester sees average highs of 39.5°F in January and 84.9°F in July, with 47.9 inches of annual precipitation and 34.1 inches of snow per year.

MetricManchester, MD
Average High — January39.5°F
Average High — July84.9°F
Annual Precipitation47.9"
Annual Snowfall34.1"

Demographics

MetricManchester, MDNational Avg
Population5,403
Median Age42.838.9
Unemployment Rate0.9%3.7%
Avg Commute Time34.8 min26 min
White (non-Hispanic)91.5%59.3%
Black or African American1.4%13.6%
Hispanic or Latino1.4%18.9%
Asian0.7%6.3%
Under 1820.9%22.2%
65 and over19.3%16.8%

Nearby Cities

ZIP Codes in Manchester

Manchester, MD is covered by 1 ZIP code:

Manchester vs Other Cities

Frequently Asked Questions

Manchester's cost of living index is 103, where 100 is the national average. That puts Manchester roughly 3% above the national average in cost. The median home price is $345,400 and median rent is $1,183/month.
Manchester's violent crime rate is 179.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 107.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Manchester are operated by Carroll County Public Schools. The district has 23 elementary, 9 middle, and 11 high schools. The student-to-teacher ratio is 14.6:1. 35.3% of adults 25+ hold a bachelor's degree or higher.
Manchester, MD has a population of 5,403, a median household income of $103,629, and an unemployment rate of 0.9%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Manchester averages 39.5°F in January and 84.9°F in July. Annual rainfall is 47.9 inches with about 34.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Manchester, MD is covered by 1 ZIP code: 21102.
The population of Manchester, Maryland is 5,403 with a median age of 42.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Manchester: cost of living index 103 (100 = US average), median home $345,400, median household income $103,629, crime index 30 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Manchester side by side with your current city to see the trade-offs.