What are the schools like in Hampstead, MD?

Hampstead is served primarily by Carroll County Public Schools. The district operates 23 elementary schools, 9 middle schools, and 11 high schools with a student-to-teacher ratio of 14.6:1.

What is the median household income in Hampstead?

The median household income in Hampstead, MD is $87,454 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 6.9%.

What is the weather like in Hampstead, MD?

Hampstead has an average high temperature of 39.5°F in January and 84.9°F in July. Annual precipitation averages 47.9 inches and annual snowfall averages 34.1 inches.

Hampstead, MD Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Hampstead, MD affordable or expensive?

Hampstead's cost of living index is 103, where 100 represents the national average. This means Hampstead is 3% more expensive than the average US city. The median home value is $300,100 and the median rent is $1,069 per month.

Q: What is the crime rate in Hampstead, MD?

Hampstead has a violent crime rate of 155.2 incidents per 100,000 residents and a property crime rate of 822.3 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Hampstead, MD a Good Place to Live?

Hampstead is a small town of 6,278 in Maryland, with a median household income of $87,454 and a 6.9% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.

Strengths: Hampstead stands out for lower-than-average crime, solid school ratings (A-), a well-educated population.

Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Hampstead is right for you depends on your priorities — the full breakdown is below.

All Hampstead city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 102.7

Hampstead's overall cost of living index is 102.7, where 100 represents the US national average. Living in Hampstead costs roughly 3% more than the average American city.

Metric	Hampstead, MD	National Avg
Median Home Value	$300,100	$244,900
Median Monthly Rent	$1,069	$1,163
Homeownership Rate	79.2%	65.9%
Median Household Income	$87,454	$74,755

Crime & Safety

Very Safe

Hampstead's violent crime rate is 155.2 per 100,000 residents — 59% lower than the national average of ~380 per 100,000.

Violent Crime

155.2 /100k

Property Crime

822.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Hampstead is served primarily by Carroll County Public Schools. The student-to-teacher ratio is 14.6:1 (better than the national average of ~16:1).

Metric	Hampstead, MD	National Avg
School District	Carroll County Public Schools	—
Elementary Schools	23	—
Middle Schools	9	—
High Schools	11	—
Student/Teacher Ratio	14.6:1	16:1
Bachelor's Degree or Higher	41.1%	35.4%
High School Diploma or Higher	97.3%	91.1%

Weather & Climate

Hampstead sees average highs of 39.5°F in January and 84.9°F in July, with 47.9 inches of annual precipitation and 34.1 inches of snow per year.

Metric	Hampstead, MD
Average High — January	39.5°F
Average High — July	84.9°F
Annual Precipitation	47.9"
Annual Snowfall	34.1"

Demographics

Metric	Hampstead, MD	National Avg
Population	6,278	—
Median Age	41.4	38.9
Unemployment Rate	6.9%	3.7%
Avg Commute Time	37.1 min	26 min
White (non-Hispanic)	88.7%	59.3%
Black or African American	2.9%	13.6%
Hispanic or Latino	2.7%	18.9%
Asian	4.3%	6.3%
Under 18	18.1%	22.2%
65 and over	13.7%	16.8%

Nearby Cities

Manchester, MD 3 mi Westminster, MD 9 mi Reisterstown, MD 11 mi New Freedom, PA 12 mi Railroad, PA 13 mi

ZIP Codes in Hampstead

Hampstead, MD is covered by 1 ZIP code:

21074

Hampstead vs Other Cities

Hampstead, MD vs Manchester, MD Hampstead, MD vs Westminster, MD Hampstead, MD vs Reisterstown, MD Hampstead, MD vs New Freedom, PA Hampstead, MD vs Railroad, PA

Frequently Asked Questions

Is Hampstead, MD affordable or expensive?

Hampstead's cost of living index is 103, where 100 is the national average. That puts Hampstead roughly 3% above the national average in cost. The median home price is $300,100 and median rent is $1,069/month.

What is the crime rate in Hampstead, MD?

Hampstead's violent crime rate is 155.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 822.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Hampstead?

Public schools in Hampstead are operated by Carroll County Public Schools. The district has 23 elementary, 9 middle, and 11 high schools. The student-to-teacher ratio is 14.6:1. 41.1% of adults 25+ hold a bachelor's degree or higher.

Is Hampstead, MD a good place to live?

Hampstead, MD has a population of 6,278, a median household income of $87,454, and an unemployment rate of 6.9%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Hampstead?

Hampstead averages 39.5°F in January and 84.9°F in July. Annual rainfall is 47.9 inches with about 34.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Hampstead?

Hampstead, MD is covered by 1 ZIP code: 21074.

What is the population of Hampstead?

The population of Hampstead, Maryland is 6,278 with a median age of 41.4. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Hampstead?

Key numbers for living in Hampstead: cost of living index 103 (100 = US average), median home $300,100, median household income $87,454, crime index 40 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Hampstead side by side with your current city to see the trade-offs.