Median Income
$78,307
household / year
Median Home Value
$282,100
owner-occupied
Median Rent
$1,050
gross / month
Cost of Living
98
national avg = 100

Is Westfield, MA a Good Place to Live?

Westfield is a small city of 40,794 in Massachusetts, with a median household income of $78,307 and a 4.5% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: Westfield stands out for lower-than-average crime, solid school ratings (A-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Westfield is right for you depends on your priorities — the full breakdown is below.

All Westfield city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 98.4

Westfield's overall cost of living index is 98.4, where 100 represents the US national average. Living in Westfield costs roughly 2% less than the average American city.

Metric Westfield, MA National Avg
Median Home Value $282,100 $244,900
Median Monthly Rent $1,050 $1,163
Homeownership Rate 66.4% 65.9%
Median Household Income $78,307 $74,755

Crime & Safety

Very Safe

Westfield's violent crime rate is 191.4 per 100,000 residents — 50% lower than the national average of ~380 per 100,000.

Violent Crime
191.4 /100k
Property Crime
806.9 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Westfield is served primarily by Westfield. The student-to-teacher ratio is 11.5:1 (better than the national average of ~16:1).

Metric Westfield, MA National Avg
School District Westfield
Elementary Schools 6
Middle Schools 2
High Schools 2
Student/Teacher Ratio 11.5:1 16:1
Bachelor's Degree or Higher 32.6% 35.4%
High School Diploma or Higher 89.8% 91.1%

Weather & Climate

Westfield sees average highs of 34.8°F in January and 84.9°F in July, with 45.2 inches of annual precipitation and 51.7 inches of snow per year.

MetricWestfield, MA
Average High — January34.8°F
Average High — July84.9°F
Annual Precipitation45.2"
Annual Snowfall51.7"

Demographics

MetricWestfield, MANational Avg
Population40,794
Median Age39.238.9
Unemployment Rate4.5%3.7%
Avg Commute Time24.8 min26 min
White (non-Hispanic)85.6%59.3%
Black or African American1.5%13.6%
Hispanic or Latino6.8%18.9%
Asian4.3%6.3%
Under 1819.6%22.2%
65 and over18.1%16.8%

Nearby Cities

ZIP Codes in Westfield

Westfield, MA is covered by 2 ZIP codes:

Westfield vs Other Cities

Frequently Asked Questions

Westfield's cost of living index is 98, where 100 is the national average. That makes Westfield roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $282,100 and median rent is $1,050/month.
Westfield's violent crime rate is 191.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 806.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Westfield are operated by Westfield. The district has 6 elementary, 2 middle, and 2 high schools. The student-to-teacher ratio is 11.5:1. 32.6% of adults 25+ hold a bachelor's degree or higher.
Westfield, MA has a population of 40,794, a median household income of $78,307, and an unemployment rate of 4.5%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Westfield averages 34.8°F in January and 84.9°F in July. Annual rainfall is 45.2 inches with about 51.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Westfield, MA is covered by 2 ZIP codes: 01085, 01077.
The population of Westfield, Massachusetts is 40,794 with a median age of 39.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Westfield: cost of living index 98 (100 = US average), median home $282,100, median household income $78,307, crime index 46 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Westfield side by side with your current city to see the trade-offs.