What are the schools like in Holyoke, MA?

Holyoke is served primarily by Holyoke. The district operates 6 elementary schools, 3 middle schools, and 1 high schools with a student-to-teacher ratio of 12.0:1.

What is the median household income in Holyoke?

The median household income in Holyoke, MA is $49,007 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 6.8%.

What is the weather like in Holyoke, MA?

Holyoke has an average high temperature of 34.8°F in January and 84.9°F in July. Annual precipitation averages 45.2 inches and annual snowfall averages 36.5 inches.

Holyoke, MA Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Holyoke, MA affordable or expensive?

Holyoke's cost of living index is 98, where 100 represents the national average. This means Holyoke is 2% less expensive than the average US city. The median home value is $236,800 and the median rent is $937 per month.

Q: What is the crime rate in Holyoke, MA?

Holyoke has a violent crime rate of 1041.0 incidents per 100,000 residents and a property crime rate of 4232.1 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Holyoke, MA a Good Place to Live?

Holyoke is a small city of 38,210 in Massachusetts, with a median household income of $49,007 and a 6.8% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: Holyoke stands out for below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Holyoke is right for you depends on your priorities — the full breakdown is below.

All Holyoke city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 98.4

Holyoke's overall cost of living index is 98.4, where 100 represents the US national average. Living in Holyoke costs roughly 2% less than the average American city.

Metric	Holyoke, MA	National Avg
Median Home Value	$236,800	$244,900
Median Monthly Rent	$937	$1,163
Homeownership Rate	41.5%	65.9%
Median Household Income	$49,007	$74,755

Crime & Safety

High Crime

Holyoke's violent crime rate is 1041.0 per 100,000 residents — 174% higher than the national average of ~380 per 100,000.

Violent Crime

1041.0 /100k

Property Crime

4232.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Holyoke is served primarily by Holyoke. The student-to-teacher ratio is 12.0:1 (better than the national average of ~16:1).

Metric	Holyoke, MA	National Avg
School District	Holyoke	—
Elementary Schools	6	—
Middle Schools	3	—
High Schools	1	—
Student/Teacher Ratio	12.0:1	16:1
Bachelor's Degree or Higher	22.2%	35.4%
High School Diploma or Higher	78.8%	91.1%

Weather & Climate

Holyoke sees average highs of 34.8°F in January and 84.9°F in July, with 45.2 inches of annual precipitation and 36.5 inches of snow per year.

Metric	Holyoke, MA
Average High — January	34.8°F
Average High — July	84.9°F
Annual Precipitation	45.2"
Annual Snowfall	36.5"

Demographics

Metric	Holyoke, MA	National Avg
Population	38,210	—
Median Age	37.5	38.9
Unemployment Rate	6.8%	3.7%
Avg Commute Time	20.5 min	26 min
White (non-Hispanic)	67.5%	59.3%
Black or African American	4.6%	13.6%
Hispanic or Latino	24.5%	18.9%
Asian	0.8%	6.3%
Under 18	22.2%	22.2%
65 and over	17.0%	16.8%

Nearby Cities

Easthampton Town, MA 4 mi Chicopee, MA 4 mi West Springfield Town, MA 6 mi Granby, MA 7 mi Westfield, MA 8 mi

ZIP Codes in Holyoke

Holyoke, MA is covered by 1 ZIP code:

01040

Holyoke vs Other Cities

Holyoke, MA vs Easthampton Town, MA Holyoke, MA vs Chicopee, MA Holyoke, MA vs West Springfield Town, MA Holyoke, MA vs Granby, MA Holyoke, MA vs Westfield, MA

Frequently Asked Questions

Is Holyoke, MA affordable or expensive?

Holyoke's cost of living index is 98, where 100 is the national average. That makes Holyoke roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $236,800 and median rent is $937/month.

What is the crime rate in Holyoke, MA?

Holyoke's violent crime rate is 1041.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 4232.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Holyoke?

Public schools in Holyoke are operated by Holyoke. The district has 6 elementary, 3 middle, and 1 high schools. The student-to-teacher ratio is 12.0:1. 22.2% of adults 25+ hold a bachelor's degree or higher.

Is Holyoke, MA a good place to live?

Holyoke, MA has a population of 38,210, a median household income of $49,007, and an unemployment rate of 6.8%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Holyoke?

Holyoke averages 34.8°F in January and 84.9°F in July. Annual rainfall is 45.2 inches with about 36.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Holyoke?

Holyoke, MA is covered by 1 ZIP code: 01040.

What is the population of Holyoke?

The population of Holyoke, Massachusetts is 38,210 with a median age of 37.5. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Holyoke?

Key numbers for living in Holyoke: cost of living index 98 (100 = US average), median home $236,800, median household income $49,007, crime index 245 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Holyoke side by side with your current city to see the trade-offs.