Median Income
$80,981
household / year
Median Home Value
$387,500
owner-occupied
Median Rent
$1,355
gross / month
Cost of Living
98
national avg = 100

Is Northampton, MA a Good Place to Live?

Northampton is a small city of 28,245 in Massachusetts, with a median household income of $80,981 and a 5.6% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: Northampton stands out for lower-than-average crime, solid school ratings (A+), a well-educated population, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Northampton is right for you depends on your priorities — the full breakdown is below.

All Northampton city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 98.4

Northampton's overall cost of living index is 98.4, where 100 represents the US national average. Living in Northampton costs roughly 2% less than the average American city.

Metric Northampton, MA National Avg
Median Home Value $387,500 $244,900
Median Monthly Rent $1,355 $1,163
Homeownership Rate 58.4% 65.9%
Median Household Income $80,981 $74,755

Crime & Safety

Safer than Average

Northampton's violent crime rate is 445.1 per 100,000 residents — 17% higher than the national average of ~380 per 100,000.

Violent Crime
445.1 /100k
Property Crime
1272.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Northampton is served primarily by Northampton. The student-to-teacher ratio is 11.2:1 (better than the national average of ~16:1).

Metric Northampton, MA National Avg
School District Northampton —
Elementary Schools 4 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 11.2:1 16:1
Bachelor's Degree or Higher 62.9% 35.4%
High School Diploma or Higher 93.9% 91.1%

Weather & Climate

Northampton sees average highs of 34.0°F in January and 83.1°F in July, with 52.8 inches of annual precipitation and 36.5 inches of snow per year.

MetricNorthampton, MA
Average High — January34.0°F
Average High — July83.1°F
Annual Precipitation52.8"
Annual Snowfall36.5"

Demographics

MetricNorthampton, MANational Avg
Population28,245—
Median Age42.538.9
Unemployment Rate5.6%3.7%
Avg Commute Time21.3 min26 min
White (non-Hispanic)85.4%59.3%
Black or African American2.1%13.6%
Hispanic or Latino5.3%18.9%
Asian3.8%6.3%
Under 1815.3%22.2%
65 and over20.7%16.8%

Nearby Cities

ZIP Codes in Northampton

Northampton, MA is covered by 4 ZIP codes:

Northampton vs Other Cities

Frequently Asked Questions

Northampton's cost of living index is 98, where 100 is the national average. That makes Northampton roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $387,500 and median rent is $1,355/month.
Northampton's violent crime rate is 445.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1272.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Northampton are operated by Northampton. The district has 4 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 11.2:1. 62.9% of adults 25+ hold a bachelor's degree or higher.
Northampton, MA has a population of 28,245, a median household income of $80,981, and an unemployment rate of 5.6%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Northampton averages 34.0°F in January and 83.1°F in July. Annual rainfall is 52.8 inches with about 36.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Northampton, MA is covered by 4 ZIP codes: 01062, 01060, 01053, 01063.
The population of Northampton, Massachusetts is 28,245 with a median age of 42.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Northampton: cost of living index 98 (100 = US average), median home $387,500, median household income $80,981, crime index 95 (100 = US average, lower is safer), schools rated A+. Whether these are benefits or drawbacks depends on where you're coming from — compare Northampton side by side with your current city to see the trade-offs.