What are the schools like in Osceola, IN?

Osceola is served primarily by Penn-Harris-Madison School Corp. The district operates 11 elementary schools, 3 middle schools, and 1 high schools with a student-to-teacher ratio of 18.4:1.

What is the median household income in Osceola?

The median household income in Osceola, IN is $60,597 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 1.6%.

What is the weather like in Osceola, IN?

Osceola has an average high temperature of 31.8°F in January and 83.0°F in July. Annual precipitation averages 39.1 inches and annual snowfall averages 36.9 inches.

Osceola, IN Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Osceola, IN affordable or expensive?

Osceola's cost of living index is 91, where 100 represents the national average. This means Osceola is 9% less expensive than the average US city. The median home value is $146,600 and the median rent is $1,324 per month.

Q: What is the crime rate in Osceola, IN?

Osceola has a violent crime rate of 77.3 incidents per 100,000 residents and a property crime rate of 1043.3 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Osceola, IN a Good Place to Live?

Osceola is a small town of 2,589 in Indiana, with a median household income of $60,597 and a 1.6% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Osceola stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B).

Trade-offs: No major red flags stand out in the available data. Whether Osceola is right for you depends on your priorities — the full breakdown is below.

All Osceola city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.4

Osceola's overall cost of living index is 91.4, where 100 represents the US national average. Living in Osceola costs roughly 9% less than the average American city.

Metric	Osceola, IN	National Avg
Median Home Value	$146,600	$244,900
Median Monthly Rent	$1,324	$1,163
Homeownership Rate	83.8%	65.9%
Median Household Income	$60,597	$74,755

Crime & Safety

Very Safe

Osceola's violent crime rate is 77.3 per 100,000 residents — 80% lower than the national average of ~380 per 100,000.

Violent Crime

77.3 /100k

Property Crime

1043.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Osceola is served primarily by Penn-Harris-Madison School Corp. The student-to-teacher ratio is 18.4:1 (slightly above the national average of ~16:1).

Metric	Osceola, IN	National Avg
School District	Penn-Harris-Madison School Corp	—
Elementary Schools	11	—
Middle Schools	3	—
High Schools	1	—
Student/Teacher Ratio	18.4:1	16:1
Bachelor's Degree or Higher	30.0%	35.4%
High School Diploma or Higher	91.1%	91.1%

Weather & Climate

Osceola sees average highs of 31.8°F in January and 83.0°F in July, with 39.1 inches of annual precipitation and 36.9 inches of snow per year.

Metric	Osceola, IN
Average High — January	31.8°F
Average High — July	83.0°F
Annual Precipitation	39.1"
Annual Snowfall	36.9"

Demographics

Metric	Osceola, IN	National Avg
Population	2,589	—
Median Age	39.8	38.9
Unemployment Rate	1.6%	3.7%
Avg Commute Time	27.4 min	26 min
White (non-Hispanic)	82.8%	59.3%
Black or African American	4.0%	13.6%
Hispanic or Latino	8.3%	18.9%
Asian	0.9%	6.3%
Under 18	24.5%	22.2%
65 and over	16.5%	16.8%

Nearby Cities

Mishawaka, IN 5 mi Granger, IN 6 mi Elkhart, IN 6 mi Dunlap, IN 8 mi Simonton Lake, IN 8 mi

ZIP Codes in Osceola

Osceola, IN is covered by 1 ZIP code:

46561

Osceola vs Other Cities

Osceola, IN vs Mishawaka, IN Osceola, IN vs Granger, IN Osceola, IN vs Elkhart, IN Osceola, IN vs Dunlap, IN Osceola, IN vs Simonton Lake, IN

Frequently Asked Questions

Is Osceola, IN affordable or expensive?

Osceola's cost of living index is 91, where 100 is the national average. That makes Osceola roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $146,600 and median rent is $1,324/month.

What is the crime rate in Osceola, IN?

Osceola's violent crime rate is 77.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1043.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Osceola?

Public schools in Osceola are operated by Penn-Harris-Madison School Corp. The district has 11 elementary, 3 middle, and 1 high schools. The student-to-teacher ratio is 18.4:1. 30.0% of adults 25+ hold a bachelor's degree or higher.

Is Osceola, IN a good place to live?

Osceola, IN has a population of 2,589, a median household income of $60,597, and an unemployment rate of 1.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Osceola?

Osceola averages 31.8°F in January and 83.0°F in July. Annual rainfall is 39.1 inches with about 36.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Osceola?

Osceola, IN is covered by 1 ZIP code: 46561.

What is the population of Osceola?

The population of Osceola, Indiana is 2,589 with a median age of 39.8. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Osceola?

Key numbers for living in Osceola: cost of living index 91 (100 = US average), median home $146,600, median household income $60,597, crime index 32 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Osceola side by side with your current city to see the trade-offs.