What are the schools like in Mishawaka, IN?

Mishawaka is served primarily by School City of Mishawaka. The district operates 7 elementary schools, 1 middle schools, and 2 high schools with a student-to-teacher ratio of 14.9:1.

What is the median household income in Mishawaka?

The median household income in Mishawaka, IN is $51,543 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 6.9%.

What is the weather like in Mishawaka, IN?

Mishawaka has an average high temperature of 31.8°F in January and 83.0°F in July. Annual precipitation averages 40.0 inches and annual snowfall averages 49.9 inches.

Mishawaka, IN Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Mishawaka, IN affordable or expensive?

Mishawaka's cost of living index is 91, where 100 represents the national average. This means Mishawaka is 9% less expensive than the average US city. The median home value is $128,200 and the median rent is $979 per month.

Q: What is the crime rate in Mishawaka, IN?

Mishawaka has a violent crime rate of 236.3 incidents per 100,000 residents and a property crime rate of 2570.1 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Mishawaka, IN a Good Place to Live?

Mishawaka is a mid-sized city of 50,899 in Indiana, with a median household income of $51,543 and a 6.9% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Mishawaka stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Mishawaka is right for you depends on your priorities — the full breakdown is below.

All Mishawaka city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.4

Mishawaka's overall cost of living index is 91.4, where 100 represents the US national average. Living in Mishawaka costs roughly 9% less than the average American city.

Metric	Mishawaka, IN	National Avg
Median Home Value	$128,200	$244,900
Median Monthly Rent	$979	$1,163
Homeownership Rate	48.4%	65.9%
Median Household Income	$51,543	$74,755

Crime & Safety

Safer than Average

Mishawaka's violent crime rate is 236.3 per 100,000 residents — 38% lower than the national average of ~380 per 100,000.

Violent Crime

236.3 /100k

Property Crime

2570.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Mishawaka is served primarily by School City of Mishawaka. The student-to-teacher ratio is 14.9:1 (better than the national average of ~16:1).

Metric	Mishawaka, IN	National Avg
School District	School City of Mishawaka	—
Elementary Schools	7	—
Middle Schools	1	—
High Schools	2	—
Student/Teacher Ratio	14.9:1	16:1
Bachelor's Degree or Higher	26.7%	35.4%
High School Diploma or Higher	90.6%	91.1%

Weather & Climate

Mishawaka sees average highs of 31.8°F in January and 83.0°F in July, with 40.0 inches of annual precipitation and 49.9 inches of snow per year.

Metric	Mishawaka, IN
Average High — January	31.8°F
Average High — July	83.0°F
Annual Precipitation	40.0"
Annual Snowfall	49.9"

Demographics

Metric	Mishawaka, IN	National Avg
Population	50,899	—
Median Age	35.8	38.9
Unemployment Rate	6.9%	3.7%
Avg Commute Time	21.5 min	26 min
White (non-Hispanic)	79.7%	59.3%
Black or African American	8.6%	13.6%
Hispanic or Latino	3.5%	18.9%
Asian	2.5%	6.3%
Under 18	20.5%	22.2%
65 and over	16.7%	16.8%

Nearby Cities

Notre Dame, IN 4 mi Indian Village, IN 4 mi Granger, IN 5 mi Osceola, IN 5 mi Roseland, IN 5 mi

ZIP Codes in Mishawaka

Mishawaka, IN is covered by 2 ZIP codes:

46544 46545

Mishawaka vs Other Cities

Mishawaka, IN vs Notre Dame, IN Mishawaka, IN vs Indian Village, IN Mishawaka, IN vs Granger, IN Mishawaka, IN vs Osceola, IN Mishawaka, IN vs Roseland, IN

Frequently Asked Questions

Is Mishawaka, IN affordable or expensive?

Mishawaka's cost of living index is 91, where 100 is the national average. That makes Mishawaka roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $128,200 and median rent is $979/month.

What is the crime rate in Mishawaka, IN?

Mishawaka's violent crime rate is 236.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2570.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Mishawaka?

Public schools in Mishawaka are operated by School City of Mishawaka. The district has 7 elementary, 1 middle, and 2 high schools. The student-to-teacher ratio is 14.9:1. 26.7% of adults 25+ hold a bachelor's degree or higher.

Is Mishawaka, IN a good place to live?

Mishawaka, IN has a population of 50,899, a median household income of $51,543, and an unemployment rate of 6.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Mishawaka?

Mishawaka averages 31.8°F in January and 83.0°F in July. Annual rainfall is 40.0 inches with about 49.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Mishawaka?

Mishawaka, IN is covered by 2 ZIP codes: 46544, 46545.

What is the population of Mishawaka?

The population of Mishawaka, Indiana is 50,899 with a median age of 35.8. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Mishawaka?

Key numbers for living in Mishawaka: cost of living index 91 (100 = US average), median home $128,200, median household income $51,543, crime index 86 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Mishawaka side by side with your current city to see the trade-offs.