Is Simonton Lake, IN a Good Place to Live?
Simonton Lake is a small town of 4,527 in Indiana, with a median household income of $66,852 and a 3.6% unemployment rate. Its cost of living index is 97 (US average = 100), which is 3% below the national average.
Strengths: Simonton Lake stands out for below-average home prices, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Simonton Lake is right for you depends on your priorities — the full breakdown is below.
All Simonton Lake city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 97.2Simonton Lake's overall cost of living index is 97.2, where 100 represents the US national average. Living in Simonton Lake costs roughly 3% less than the average American city.
| Metric | Simonton Lake, IN | National Avg |
|---|---|---|
| Median Home Value | $208,900 | $244,900 |
| Median Monthly Rent | $1,101 | $1,163 |
| Homeownership Rate | 78.5% | 65.9% |
| Median Household Income | $66,852 | $74,755 |
Crime & Safety
Safer than AverageSimonton Lake's violent crime rate is 331.5 per 100,000 residents — 13% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Simonton Lake, IN | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 23.0% | 35.4% |
| High School Diploma or Higher | 86.1% | 91.1% |
Weather & Climate
Simonton Lake sees average highs of 31.7°F in January and 83.3°F in July, with 40.2 inches of annual precipitation and 36.9 inches of snow per year.
| Metric | Simonton Lake, IN |
|---|---|
| Average High — January | 31.7°F |
| Average High — July | 83.3°F |
| Annual Precipitation | 40.2" |
| Annual Snowfall | 36.9" |
Demographics
| Metric | Simonton Lake, IN | National Avg |
|---|---|---|
| Population | 4,527 | — |
| Median Age | 48.7 | 38.9 |
| Unemployment Rate | 3.6% | 3.7% |
| Avg Commute Time | 19.9 min | 26 min |
| White (non-Hispanic) | 73.1% | 59.3% |
| Black or African American | 9.3% | 13.6% |
| Hispanic or Latino | 3.2% | 18.9% |
| Asian | 4.8% | 6.3% |
| Under 18 | 21.4% | 22.2% |
| 65 and over | 22.0% | 16.8% |