What are the schools like in Ludlow, IL?

Ludlow is served primarily by Ludlow CCSD 142. The district operates 1 elementary schools, several middle schools, and several high schools with a student-to-teacher ratio of 5.8:1.

What is the median household income in Ludlow?

The median household income in Ludlow, IL is $45,417 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 12.3%.

What is the weather like in Ludlow, IL?

Ludlow has an average high temperature of 32.1°F in January and 84.1°F in July. Annual precipitation averages 37.9 inches and annual snowfall averages 18.3 inches.

Ludlow, IL Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Ludlow, IL affordable or expensive?

Ludlow's cost of living index is 91, where 100 represents the national average. This means Ludlow is 9% less expensive than the average US city. The median home value is $65,000 and the median rent is $541 per month.

Q: What is the crime rate in Ludlow, IL?

Ludlow has a violent crime rate of 355.8 incidents per 100,000 residents and a property crime rate of 1544.2 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Ludlow, IL a Good Place to Live?

Ludlow is a small town of 338 in Illinois, with a median household income of $45,417 and a 12.3% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Ludlow stands out for an affordable cost of living, below-average home prices, solid school ratings (A-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Ludlow is right for you depends on your priorities — the full breakdown is below.

All Ludlow city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.8

Ludlow's overall cost of living index is 90.8, where 100 represents the US national average. Living in Ludlow costs roughly 9% less than the average American city.

Metric	Ludlow, IL	National Avg
Median Home Value	$65,000	$244,900
Median Monthly Rent	$541	$1,163
Homeownership Rate	63.4%	65.9%
Median Household Income	$45,417	$74,755

Crime & Safety

Safer than Average

Ludlow's violent crime rate is 355.8 per 100,000 residents — 6% lower than the national average of ~380 per 100,000.

Violent Crime

355.8 /100k

Property Crime

1544.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Ludlow is served primarily by Ludlow CCSD 142. The student-to-teacher ratio is 5.8:1 (better than the national average of ~16:1).

Metric	Ludlow, IL	National Avg
School District	Ludlow CCSD 142	—
Elementary Schools	1	—
Middle Schools	N/A	—
High Schools	N/A	—
Student/Teacher Ratio	5.8:1	16:1
Bachelor's Degree or Higher	5.2%	35.4%
High School Diploma or Higher	85.1%	91.1%

Weather & Climate

Ludlow sees average highs of 32.1°F in January and 84.1°F in July, with 37.9 inches of annual precipitation and 18.3 inches of snow per year.

Metric	Ludlow, IL
Average High — January	32.1°F
Average High — July	84.1°F
Annual Precipitation	37.9"
Annual Snowfall	18.3"

Demographics

Metric	Ludlow, IL	National Avg
Population	338	—
Median Age	29.6	38.9
Unemployment Rate	12.3%	3.7%
Avg Commute Time	24.9 min	26 min
White (non-Hispanic)	90.8%	59.3%
Black or African American	0.6%	13.6%
Hispanic or Latino	3.6%	18.9%
Asian	0.0%	6.3%
Under 18	21.9%	22.2%
65 and over	9.8%	16.8%

Nearby Cities

Paxton, IL 5 mi Rantoul, IL 6 mi Gifford, IL 8 mi Loda, IL 9 mi Dewey, IL 10 mi

ZIP Codes in Ludlow

Ludlow, IL is covered by 1 ZIP code:

60949

Ludlow vs Other Cities

Ludlow, IL vs Paxton, IL Ludlow, IL vs Rantoul, IL Ludlow, IL vs Gifford, IL Ludlow, IL vs Loda, IL Ludlow, IL vs Dewey, IL

Frequently Asked Questions

Is Ludlow, IL affordable or expensive?

Ludlow's cost of living index is 91, where 100 is the national average. That makes Ludlow roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $65,000 and median rent is $541/month.

What is the crime rate in Ludlow, IL?

Ludlow's violent crime rate is 355.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1544.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Ludlow?

Public schools in Ludlow are operated by Ludlow CCSD 142. The district has 1 elementary, several middle, and several high schools. The student-to-teacher ratio is 5.8:1. 5.2% of adults 25+ hold a bachelor's degree or higher.

Is Ludlow, IL a good place to live?

Ludlow, IL has a population of 338, a median household income of $45,417, and an unemployment rate of 12.3%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Ludlow?

Ludlow averages 32.1°F in January and 84.1°F in July. Annual rainfall is 37.9 inches with about 18.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Ludlow?

Ludlow, IL is covered by 1 ZIP code: 60949.

What is the population of Ludlow?

The population of Ludlow, Illinois is 338 with a median age of 29.6. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Ludlow?

Key numbers for living in Ludlow: cost of living index 91 (100 = US average), median home $65,000, median household income $45,417, crime index 86 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Ludlow side by side with your current city to see the trade-offs.