Median Income
$55,000
household / year
Median Home Value
$97,800
owner-occupied
Median Rent
$540
gross / month
Cost of Living
88
national avg = 100

Is Loda, IL a Good Place to Live?

Loda is a small town of 287 in Illinois, with a median household income of $55,000 and a 2.2% unemployment rate. Its cost of living index is 88 (US average = 100), which is 12% below the national average.

Strengths: Loda stands out for an affordable cost of living, below-average home prices.

Trade-offs: No major red flags stand out in the available data. Whether Loda is right for you depends on your priorities — the full breakdown is below.

All Loda city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 88.2

Loda's overall cost of living index is 88.2, where 100 represents the US national average. Living in Loda costs roughly 12% less than the average American city.

Metric Loda, IL National Avg
Median Home Value $97,800 $244,900
Median Monthly Rent $540 $1,163
Homeownership Rate 87.0% 65.9%
Median Household Income $55,000 $74,755

Crime & Safety

Crime data for Loda is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Metric Loda, IL National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 18.6% 35.4%
High School Diploma or Higher 92.1% 91.1%

Weather & Climate

Loda sees average highs of 32.1°F in January and 84.1°F in July, with 37.9 inches of annual precipitation and 18.3 inches of snow per year.

MetricLoda, IL
Average High — January32.1°F
Average High — July84.1°F
Annual Precipitation37.9"
Annual Snowfall18.3"

Demographics

MetricLoda, ILNational Avg
Population287—
Median Age36.538.9
Unemployment Rate2.2%3.7%
Avg Commute Time26.5 min26 min
White (non-Hispanic)94.1%59.3%
Black or African American0.0%13.6%
Hispanic or Latino2.8%18.9%
Asian0.0%6.3%
Under 1831.0%22.2%
65 and over15.0%16.8%

Nearby Cities

Paxton, IL 4 mi Buckley, IL 6 mi Roberts, IL 9 mi Ludlow, IL 9 mi Melvin, IL 10 mi

ZIP Codes in Loda

Loda, IL is covered by 1 ZIP code:

60948

Loda vs Other Cities

Loda, IL vs Paxton, IL Loda, IL vs Buckley, IL Loda, IL vs Roberts, IL Loda, IL vs Ludlow, IL Loda, IL vs Melvin, IL

Frequently Asked Questions

Loda's cost of living index is 88, where 100 is the national average. That makes Loda roughly 12% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $97,800 and median rent is $540/month.
Crime data for Loda is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
School district information is sourced from NCES Common Core of Data.
Loda, IL has a population of 287, a median household income of $55,000, and an unemployment rate of 2.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Loda averages 32.1°F in January and 84.1°F in July. Annual rainfall is 37.9 inches with about 18.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Loda, IL is covered by 1 ZIP code: 60948.
The population of Loda, Illinois is 287 with a median age of 36.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Loda: cost of living index 88 (100 = US average), median home $97,800, median household income $55,000. Whether these are benefits or drawbacks depends on where you're coming from — compare Loda side by side with your current city to see the trade-offs.