Median Income
$48,250
household / year
Median Home Value
$150,700
owner-occupied
Median Rent
$844
gross / month
Cost of Living
89
national avg = 100

Is Eureka, IL a Good Place to Live?

Eureka is a small town of 5,504 in Illinois, with a median household income of $48,250 and a 7.6% unemployment rate. Its cost of living index is 89 (US average = 100), which is 11% below the national average.

Strengths: Eureka stands out for an affordable cost of living, below-average home prices, solid school ratings (B).

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Eureka is right for you depends on your priorities — the full breakdown is below.

All Eureka city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 88.6

Eureka's overall cost of living index is 88.6, where 100 represents the US national average. Living in Eureka costs roughly 11% less than the average American city.

Metric Eureka, IL National Avg
Median Home Value $150,700 $244,900
Median Monthly Rent $844 $1,163
Homeownership Rate 65.8% 65.9%
Median Household Income $48,250 $74,755

Crime & Safety

Crime data for Eureka is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Eureka is served primarily by Eureka CUD 140. The student-to-teacher ratio is 15.3:1 (better than the national average of ~16:1).

Metric Eureka, IL National Avg
School District Eureka CUD 140
Elementary Schools 3
Middle Schools 1
High Schools 1
Student/Teacher Ratio 15.3:1 16:1
Bachelor's Degree or Higher 31.2% 35.4%
High School Diploma or Higher 94.2% 91.1%

Weather & Climate

Eureka sees average highs of 33.2°F in January and 85.5°F in July, with 37.9 inches of annual precipitation and 21.2 inches of snow per year.

MetricEureka, IL
Average High — January33.2°F
Average High — July85.5°F
Annual Precipitation37.9"
Annual Snowfall21.2"

Demographics

MetricEureka, ILNational Avg
Population5,504
Median Age39.638.9
Unemployment Rate7.6%3.7%
Avg Commute Time26.9 min26 min
White (non-Hispanic)91.2%59.3%
Black or African American1.7%13.6%
Hispanic or Latino4.4%18.9%
Asian0.4%6.3%
Under 1817.3%22.2%
65 and over20.0%16.8%

Nearby Cities

ZIP Codes in Eureka

Eureka, IL is covered by 1 ZIP code:

Eureka vs Other Cities

Frequently Asked Questions

Eureka's cost of living index is 89, where 100 is the national average. That makes Eureka roughly 11% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $150,700 and median rent is $844/month.
Crime data for Eureka is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
Public schools in Eureka are operated by Eureka CUD 140. The district has 3 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 15.3:1. 31.2% of adults 25+ hold a bachelor's degree or higher.
Eureka, IL has a population of 5,504, a median household income of $48,250, and an unemployment rate of 7.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Eureka averages 33.2°F in January and 85.5°F in July. Annual rainfall is 37.9 inches with about 21.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Eureka, IL is covered by 1 ZIP code: 61530.
The population of Eureka, Illinois is 5,504 with a median age of 39.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Eureka: cost of living index 89 (100 = US average), median home $150,700, median household income $48,250, schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Eureka side by side with your current city to see the trade-offs.