Median Income
$82,273
household / year
Median Home Value
$147,600
owner-occupied
Median Rent
$1,077
gross / month
Cost of Living
89
national avg = 100

Is Deer Creek, IL a Good Place to Live?

Deer Creek is a small town of 586 in Illinois, with a median household income of $82,273 and a 1.8% unemployment rate. Its cost of living index is 89 (US average = 100), which is 11% below the national average.

Strengths: Deer Creek stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Deer Creek is right for you depends on your priorities — the full breakdown is below.

All Deer Creek city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 88.6

Deer Creek's overall cost of living index is 88.6, where 100 represents the US national average. Living in Deer Creek costs roughly 11% less than the average American city.

Metric Deer Creek, IL National Avg
Median Home Value $147,600 $244,900
Median Monthly Rent $1,077 $1,163
Homeownership Rate 79.2% 65.9%
Median Household Income $82,273 $74,755

Crime & Safety

Very Safe

Deer Creek's violent crime rate is 69.8 per 100,000 residents — 82% lower than the national average of ~380 per 100,000.

Violent Crime
69.8 /100k
Property Crime
705.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Deer Creek is served primarily by Deer Creek-Mackinaw CUSD 701. The student-to-teacher ratio is 13.0:1 (better than the national average of ~16:1).

Metric Deer Creek, IL National Avg
School District Deer Creek-Mackinaw CUSD 701 —
Elementary Schools 1 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 13.0:1 16:1
Bachelor's Degree or Higher 25.2% 35.4%
High School Diploma or Higher 96.3% 91.1%

Weather & Climate

Deer Creek sees average highs of 33.2°F in January and 85.5°F in July, with 37.5 inches of annual precipitation and 22.3 inches of snow per year.

MetricDeer Creek, IL
Average High — January33.2°F
Average High — July85.5°F
Annual Precipitation37.5"
Annual Snowfall22.3"

Demographics

MetricDeer Creek, ILNational Avg
Population586—
Median Age40.638.9
Unemployment Rate1.8%3.7%
Avg Commute Time25.2 min26 min
White (non-Hispanic)100.0%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 1819.1%22.2%
65 and over17.2%16.8%

Nearby Cities

ZIP Codes in Deer Creek

Deer Creek, IL is covered by 1 ZIP code:

Deer Creek vs Other Cities

Frequently Asked Questions

Deer Creek's cost of living index is 89, where 100 is the national average. That makes Deer Creek roughly 11% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $147,600 and median rent is $1,077/month.
Deer Creek's violent crime rate is 69.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 705.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Deer Creek are operated by Deer Creek-Mackinaw CUSD 701. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 13.0:1. 25.2% of adults 25+ hold a bachelor's degree or higher.
Deer Creek, IL has a population of 586, a median household income of $82,273, and an unemployment rate of 1.8%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Deer Creek averages 33.2°F in January and 85.5°F in July. Annual rainfall is 37.5 inches with about 22.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Deer Creek, IL is covered by 1 ZIP code: 61733.
The population of Deer Creek, Illinois is 586 with a median age of 40.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Deer Creek: cost of living index 89 (100 = US average), median home $147,600, median household income $82,273, crime index 24 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Deer Creek side by side with your current city to see the trade-offs.