Median Income
$48,944
household / year
Median Home Value
$94,200
owner-occupied
Median Rent
$806
gross / month
Cost of Living
88
national avg = 100

Is Fort Madison, IA a Good Place to Live?

Fort Madison is a small city of 10,293 in Iowa, with a median household income of $48,944 and a 5.6% unemployment rate. Its cost of living index is 88 (US average = 100), which is 12% below the national average.

Strengths: Fort Madison stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Fort Madison is right for you depends on your priorities — the full breakdown is below.

All Fort Madison city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 88.3

Fort Madison's overall cost of living index is 88.3, where 100 represents the US national average. Living in Fort Madison costs roughly 12% less than the average American city.

Metric Fort Madison, IA National Avg
Median Home Value $94,200 $244,900
Median Monthly Rent $806 $1,163
Homeownership Rate 72.4% 65.9%
Median Household Income $48,944 $74,755

Crime & Safety

Safer than Average

Fort Madison's violent crime rate is 281.0 per 100,000 residents — 26% lower than the national average of ~380 per 100,000.

Violent Crime
281.0 /100k
Property Crime
1706.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Fort Madison is served primarily by Fort Madison Comm School District. The student-to-teacher ratio is 13.6:1 (better than the national average of ~16:1).

Metric Fort Madison, IA National Avg
School District Fort Madison Comm School District —
Elementary Schools 1 —
Middle Schools N/A —
High Schools 1 —
Student/Teacher Ratio 13.6:1 16:1
Bachelor's Degree or Higher 17.9% 35.4%
High School Diploma or Higher 93.1% 91.1%

Weather & Climate

Fort Madison sees average highs of 32.8°F in January and 85.1°F in July, with 39.4 inches of annual precipitation and 18.1 inches of snow per year.

MetricFort Madison, IA
Average High — January32.8°F
Average High — July85.1°F
Annual Precipitation39.4"
Annual Snowfall18.1"

Demographics

MetricFort Madison, IANational Avg
Population10,293—
Median Age43.038.9
Unemployment Rate5.6%3.7%
Avg Commute Time19.4 min26 min
White (non-Hispanic)92.1%59.3%
Black or African American4.0%13.6%
Hispanic or Latino1.4%18.9%
Asian0.3%6.3%
Under 1819.8%22.2%
65 and over19.9%16.8%

Nearby Cities

ZIP Codes in Fort Madison

Fort Madison, IA is covered by 1 ZIP code:

Fort Madison vs Other Cities

Frequently Asked Questions

Fort Madison's cost of living index is 88, where 100 is the national average. That makes Fort Madison roughly 12% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $94,200 and median rent is $806/month.
Fort Madison's violent crime rate is 281.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1706.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Fort Madison are operated by Fort Madison Comm School District. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 13.6:1. 17.9% of adults 25+ hold a bachelor's degree or higher.
Fort Madison, IA has a population of 10,293, a median household income of $48,944, and an unemployment rate of 5.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Fort Madison averages 32.8°F in January and 85.1°F in July. Annual rainfall is 39.4 inches with about 18.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Fort Madison, IA is covered by 1 ZIP code: 52627.
The population of Fort Madison, Iowa is 10,293 with a median age of 43.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Fort Madison: cost of living index 88 (100 = US average), median home $94,200, median household income $48,944, crime index 77 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Fort Madison side by side with your current city to see the trade-offs.