Median Income
$67,000
household / year
Median Home Value
$98,000
owner-occupied
Median Rent
$632
gross / month
Cost of Living
86
national avg = 100

Is Montrose, IA a Good Place to Live?

Montrose is a small town of 706 in Iowa, with a median household income of $67,000 and a 2.6% unemployment rate. Its cost of living index is 86 (US average = 100), which is 14% below the national average.

Strengths: Montrose stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Montrose is right for you depends on your priorities — the full breakdown is below.

All Montrose city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 86.5

Montrose's overall cost of living index is 86.5, where 100 represents the US national average. Living in Montrose costs roughly 14% less than the average American city.

Metric Montrose, IA National Avg
Median Home Value $98,000 $244,900
Median Monthly Rent $632 $1,163
Homeownership Rate 89.3% 65.9%
Median Household Income $67,000 $74,755

Crime & Safety

Safer than Average

Montrose's violent crime rate is 261.5 per 100,000 residents — 31% lower than the national average of ~380 per 100,000.

Violent Crime
261.5 /100k
Property Crime
1206.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Montrose, IA National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 11.3% 35.4%
High School Diploma or Higher 95.3% 91.1%

Weather & Climate

Montrose sees average highs of 32.8°F in January and 85.1°F in July, with 39.4 inches of annual precipitation and 18.1 inches of snow per year.

MetricMontrose, IA
Average High — January32.8°F
Average High — July85.1°F
Annual Precipitation39.4"
Annual Snowfall18.1"

Demographics

MetricMontrose, IANational Avg
Population706—
Median Age51.638.9
Unemployment Rate2.6%3.7%
Avg Commute Time16.5 min26 min
White (non-Hispanic)98.4%59.3%
Black or African American0.4%13.6%
Hispanic or Latino0.0%18.9%
Asian0.3%6.3%
Under 1816.9%22.2%
65 and over25.2%16.8%

Nearby Cities

ZIP Codes in Montrose

Montrose, IA is covered by 1 ZIP code:

Montrose vs Other Cities

Frequently Asked Questions

Montrose's cost of living index is 86, where 100 is the national average. That makes Montrose roughly 14% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $98,000 and median rent is $632/month.
Montrose's violent crime rate is 261.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1206.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Montrose, IA has a population of 706, a median household income of $67,000, and an unemployment rate of 2.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Montrose averages 32.8°F in January and 85.1°F in July. Annual rainfall is 39.4 inches with about 18.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Montrose, IA is covered by 1 ZIP code: 52639.
The population of Montrose, Iowa is 706 with a median age of 51.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Montrose: cost of living index 86 (100 = US average), median home $98,000, median household income $67,000, crime index 64 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Montrose side by side with your current city to see the trade-offs.