Is Palm Valley, FL a Good Place to Live?
Palm Valley is a small city of 19,766 in Florida, with a median household income of $118,245 and a 2.7% unemployment rate. Its cost of living index is 99 (US average = 100), which is 1% below the national average.
Strengths: Palm Valley stands out for solid school ratings (A-), a well-educated population.
Trade-offs: Potential downsides include high home prices. Whether Palm Valley is right for you depends on your priorities — the full breakdown is below.
All Palm Valley city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 99.2Palm Valley's overall cost of living index is 99.2, where 100 represents the US national average. Living in Palm Valley costs roughly 1% less than the average American city.
| Metric | Palm Valley, FL | National Avg |
|---|---|---|
| Median Home Value | $604,200 | $244,900 |
| Median Monthly Rent | $1,717 | $1,163 |
| Homeownership Rate | 80.8% | 65.9% |
| Median Household Income | $118,245 | $74,755 |
Crime & Safety
Crime data for Palm Valley is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Palm Valley is served primarily by ST. JOHNS. The student-to-teacher ratio is 18.4:1 (slightly above the national average of ~16:1).
| Metric | Palm Valley, FL | National Avg |
|---|---|---|
| School District | ST. JOHNS | — |
| Elementary Schools | 27 | — |
| Middle Schools | 7 | — |
| High Schools | 14 | — |
| Student/Teacher Ratio | 18.4:1 | 16:1 |
| Bachelor's Degree or Higher | 66.9% | 35.4% |
| High School Diploma or Higher | 97.6% | 91.1% |
Weather & Climate
Palm Valley sees average highs of 64.8°F in January and 89.3°F in July, with 52.4 inches of annual precipitation .
| Metric | Palm Valley, FL |
|---|---|
| Average High — January | 64.8°F |
| Average High — July | 89.3°F |
| Annual Precipitation | 52.4" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Palm Valley, FL | National Avg |
|---|---|---|
| Population | 19,766 | — |
| Median Age | 50.8 | 38.9 |
| Unemployment Rate | 2.7% | 3.7% |
| Avg Commute Time | 26.8 min | 26 min |
| White (non-Hispanic) | 89.4% | 59.3% |
| Black or African American | 2.6% | 13.6% |
| Hispanic or Latino | 3.6% | 18.9% |
| Asian | 1.9% | 6.3% |
| Under 18 | 19.0% | 22.2% |
| 65 and over | 27.3% | 16.8% |
Nearby Cities
ZIP Codes in Palm Valley
Palm Valley, FL is covered by 1 ZIP code: