Is Neptune Beach, FL a Good Place to Live?
Neptune Beach is a small town of 6,743 in Florida, with a median household income of $109,375 and a 1.1% unemployment rate. Its cost of living index is 107 (US average = 100), which is 7% above the national average.
Strengths: Neptune Beach stands out for lower-than-average crime, solid school ratings (A-), a well-educated population.
Trade-offs: Potential downsides include high home prices. Whether Neptune Beach is right for you depends on your priorities — the full breakdown is below.
All Neptune Beach city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 107.1Neptune Beach's overall cost of living index is 107.1, where 100 represents the US national average. Living in Neptune Beach costs roughly 7% more than the average American city.
| Metric | Neptune Beach, FL | National Avg |
|---|---|---|
| Median Home Value | $559,300 | $244,900 |
| Median Monthly Rent | $1,459 | $1,163 |
| Homeownership Rate | 70.0% | 65.9% |
| Median Household Income | $109,375 | $74,755 |
Crime & Safety
Very SafeNeptune Beach's violent crime rate is 130.2 per 100,000 residents — 66% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Neptune Beach is served primarily by DUVAL. The student-to-teacher ratio is 19.1:1 (slightly above the national average of ~16:1).
| Metric | Neptune Beach, FL | National Avg |
|---|---|---|
| School District | DUVAL | — |
| Elementary Schools | 126 | — |
| Middle Schools | 26 | — |
| High Schools | 39 | — |
| Student/Teacher Ratio | 19.1:1 | 16:1 |
| Bachelor's Degree or Higher | 59.6% | 35.4% |
| High School Diploma or Higher | 97.0% | 91.1% |
Weather & Climate
Neptune Beach sees average highs of 64.8°F in January and 89.3°F in July, with 52.6 inches of annual precipitation .
| Metric | Neptune Beach, FL |
|---|---|
| Average High — January | 64.8°F |
| Average High — July | 89.3°F |
| Annual Precipitation | 52.6" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Neptune Beach, FL | National Avg |
|---|---|---|
| Population | 6,743 | — |
| Median Age | 44.4 | 38.9 |
| Unemployment Rate | 1.1% | 3.7% |
| Avg Commute Time | 26.0 min | 26 min |
| White (non-Hispanic) | 95.2% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 2.4% | 18.9% |
| Asian | 0.5% | 6.3% |
| Under 18 | 15.7% | 22.2% |
| 65 and over | 19.5% | 16.8% |
Nearby Cities
ZIP Codes in Neptune Beach
Neptune Beach, FL is covered by 1 ZIP code: