Is Atlantic Beach, FL a Good Place to Live?
Atlantic Beach is a small city of 13,381 in Florida, with a median household income of $99,628 and a 2.1% unemployment rate. Its cost of living index is 99 (US average = 100), which is 1% below the national average.
Strengths: Atlantic Beach stands out for lower-than-average crime, solid school ratings (A-), a well-educated population, short average commutes.
Trade-offs: Potential downsides include high home prices. Whether Atlantic Beach is right for you depends on your priorities — the full breakdown is below.
All Atlantic Beach city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 99.2Atlantic Beach's overall cost of living index is 99.2, where 100 represents the US national average. Living in Atlantic Beach costs roughly 1% less than the average American city.
| Metric | Atlantic Beach, FL | National Avg |
|---|---|---|
| Median Home Value | $482,000 | $244,900 |
| Median Monthly Rent | $1,678 | $1,163 |
| Homeownership Rate | 72.4% | 65.9% |
| Median Household Income | $99,628 | $74,755 |
Crime & Safety
Very SafeAtlantic Beach's violent crime rate is 160.6 per 100,000 residents — 58% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Atlantic Beach is served primarily by DUVAL. The student-to-teacher ratio is 19.1:1 (slightly above the national average of ~16:1).
| Metric | Atlantic Beach, FL | National Avg |
|---|---|---|
| School District | DUVAL | — |
| Elementary Schools | 126 | — |
| Middle Schools | 26 | — |
| High Schools | 39 | — |
| Student/Teacher Ratio | 19.1:1 | 16:1 |
| Bachelor's Degree or Higher | 54.4% | 35.4% |
| High School Diploma or Higher | 90.1% | 91.1% |
Weather & Climate
Atlantic Beach sees average highs of 64.8°F in January and 89.3°F in July, with 52.6 inches of annual precipitation .
| Metric | Atlantic Beach, FL |
|---|---|
| Average High — January | 64.8°F |
| Average High — July | 89.3°F |
| Annual Precipitation | 52.6" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Atlantic Beach, FL | National Avg |
|---|---|---|
| Population | 13,381 | — |
| Median Age | 49.0 | 38.9 |
| Unemployment Rate | 2.1% | 3.7% |
| Avg Commute Time | 25.1 min | 26 min |
| White (non-Hispanic) | 80.5% | 59.3% |
| Black or African American | 6.0% | 13.6% |
| Hispanic or Latino | 6.1% | 18.9% |
| Asian | 3.7% | 6.3% |
| Under 18 | 17.2% | 22.2% |
| 65 and over | 24.7% | 16.8% |