Head-to-Head · City Comparison
Palm Coast, FL
VS
Richardson, TX
🏆 Richardson leads 12 of 20 categories
Palm Coast
Florida
8
wins
Cost of Living Index
104.5⚠ High
Median Household Income
$68,824
Violent Crime Index
—
Population
91,082
Richardson
Texas
12
wins
Cost of Living Index
103.3⚠ High ✓ Cheaper
Median Household Income
$94,362 ✓ Higher
Violent Crime Index
39
Population
118,063 ✓ Larger
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
Palm Coast, FL
Pros
Homes cost $97k less ($283,300 vs $379,800)
Stronger job market — unemployment is 0.9 pts lower (4.1%)
Milder winters — January highs near 65°F vs 56°F
Cooler summers — July highs near 88°F vs 94°F
Rent averages $104/mo less ($1,621 vs $1,725)
Cons
Median income trails Richardson by $25,538/yr
Longer commutes — 28.0 min average each way
Richardson, TX
Pros
Households earn $25,538 more per year on average
More college-educated — 55.5% hold a bachelor's or higher
Violent crime is well below the national average (146.7 vs 380/100k)
Commutes run 4 min shorter each way
Smaller class sizes — 13.9:1 student-teacher ratio
Cons
Pricier housing — median home is $379,800
Higher unemployment (5.0% vs 4.1%)
Higher rents — median is $1,725/mo
Key Differences at a Glance
Palm Coast
Median Home Value
$97k less
$283,300 vs $379,800
Palm Coast
Unemployment
0.9 pp lower
4.1% vs 5.0% unemployment
Richardson
Cost of Living
1% cheaper
COL index 103.3 vs 104.5 (100 = US avg)
Richardson
Median Income
$25,538
$94,362 vs $68,824/yr
Richardson
Summer Heat
6.5°F warmer
July avg high 94.3°F vs 87.8°F
Full Data Comparison
| Metric | Palm Coast, FL | Richardson, TX |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 104.5⚠ High | 103.3⚠ High ✓ Cheaper |
| Median Home Value | $283,300 ✓ Lower | $379,800⚠ High |
| Median Monthly Rent | $1,621⚠ High ✓ Lower | $1,725⚠ High |
| 📈 Income & Economy | ||
| Median Household Income | $68,824 | $94,362 ✓ Higher |
| Unemployment Rate | 4.1%⚠ High ✓ Lower | 5.0%⚠ High |
| Avg Commute Minutes each way | 28.0 min⚠ High | 23.7 min ✓ Shorter |
| Work From Home % | 13.1% | 19.7% ✓ Higher |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | — | 58 |
| Violent Crime Index 100 = national avg · lower = safer | — | 39 |
| Property Crime Index 100 = national avg · lower = safer | — | 87 |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | B- (94) | A+ (133) ✓ Better |
| Student-Teacher Ratio Lower = smaller classes | 17.6:1 | 13.9:1 ✓ Smaller |
| Bachelor's Degree or Higher | 26.4% | 55.5% ✓ Higher |
| High School or Higher | 91.8% | 92.5% ✓ Higher |
| School District Name only — no quality rating available | FLAGLER | RICHARDSON ISD |
| 🌤 Weather | ||
| Avg High — January | 65.2°F ✓ Warmer | 55.9°F |
| Avg High — July | 87.8°F | 94.3°F ✓ Warmer |
| Annual Precipitation | 51.3" | 40.1" ✓ Drier |
| Annual Snowfall | 0.0" ✓ Less | 1.7" |
| 👥 Demographics | ||
| Population | 91,082 | 118,063 ✓ Larger |
| Median Age | 50.3 ✓ Older | 34.5 |
| Homeownership Rate | 77.9% ✓ Higher | 51.6% |
| Under 18 | 17.6% | 21.0% ✓ More |
| Over 65 | 29.5% ✓ More | 12.6% |
Frequently Asked Questions
Palm Coast's cost of living index is 104.5 vs Richardson's 103.3 (US average = 100).
Richardson is 1% less expensive overall.
Based on the 20 decided categories above, Richardson leads 12 of 20 categories. Palm Coast wins 8 and Richardson wins 12. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Palm Coast to Richardson or relocating the other way, focus on the biggest gaps: housing ($283,300 vs $379,800 median home), income ($68,824 vs $94,362), safety, and schools — all covered in the full table above.
Palm Coast, FL and Richardson, TX are about 943 miles apart (straight-line distance). Driving distance will be longer depending on the route.