Head-to-Head · City Comparison
Oxnard, CA
VS
Toms River, NJ
🏆 Toms River leads 17 of 23 categories
Oxnard
California
6
wins
Cost of Living Index
113.5⚠ High
Median Household Income
$90,409
Violent Crime Index
157⚠ High
Population
202,279 ✓ Larger
Toms River
New Jersey
17
wins
Cost of Living Index
112.5⚠ High ✓ Cheaper
Median Household Income
$92,012 ✓ Higher
Violent Crime Index
35 ✓ Safer
Population
92,827
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
Oxnard, CA
Pros
Milder winters — January highs near 66°F vs 42°F
Commutes run 6 min shorter each way
Cooler summers — July highs near 73°F vs 86°F
Cons
Pricier housing — median home is $587,200
Violent crime (596.4/100k) is above the U.S. average of 380
Higher rents — median is $1,907/mo
Living costs are well above the U.S. average (index 113.5)
Toms River, NJ
Pros
77% less violent crime than Oxnard
Homes cost $231k less ($356,100 vs $587,200)
Violent crime is well below the national average (134.3 vs 380/100k)
Rent averages $315/mo less ($1,592 vs $1,907)
More college-educated — 34.4% hold a bachelor's or higher
Smaller class sizes — 13.8:1 student-teacher ratio
Cons
Living costs are well above the U.S. average (index 112.5)
Longer commutes — 30.9 min average each way
Key Differences at a Glance
Toms River
Cost of Living
1% cheaper
COL index 112.5 vs 113.5 (100 = US avg)
Toms River
Median Income
$1,603
$92,012 vs $90,409/yr
Toms River
Violent Crime
77% lower
134.3 vs 596.4 per 100k
Toms River
Median Home Value
$231k less
$356,100 vs $587,200
Toms River
Summer Heat
12.6°F warmer
July avg high 85.5°F vs 72.9°F
Full Data Comparison
| Metric | Oxnard, CA | Toms River, NJ |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 113.5⚠ High | 112.5⚠ High ✓ Cheaper |
| Median Home Value | $587,200⚠ High | $356,100⚠ High ✓ Lower |
| Median Monthly Rent | $1,907⚠ High | $1,592⚠ High ✓ Lower |
| 📈 Income & Economy | ||
| Median Household Income | $90,409 | $92,012 ✓ Higher |
| Unemployment Rate | 5.9%⚠ High | 5.7%⚠ High ✓ Lower |
| Avg Commute Minutes each way | 25.2 min ✓ Shorter | 30.9 min⚠ High |
| Work From Home % | 5.5% | 11.3% ✓ Higher |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 130⚠ High | 43 ✓ Safer |
| Violent Crime Index 100 = national avg · lower = safer | 157⚠ High | 35 ✓ Safer |
| Property Crime Index 100 = national avg · lower = safer | 89 | 53 ✓ Safer |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | C- (68) | B+ (107) ✓ Better |
| Student-Teacher Ratio Lower = smaller classes | 19.9:1 | 13.8:1 ✓ Smaller |
| Bachelor's Degree or Higher | 19.2% | 34.4% ✓ Higher |
| High School or Higher | 69.7% | 93.4% ✓ Higher |
| School District Name only — no quality rating available | Oxnard | Toms River Regional School District |
| 🌤 Weather | ||
| Avg High — January | 65.9°F ✓ Warmer | 41.6°F |
| Avg High — July | 72.9°F | 85.5°F ✓ Warmer |
| Annual Precipitation | 12.9" ✓ Drier | 52.0" |
| Annual Snowfall | 0.0" ✓ Less | 23.7" |
| 👥 Demographics | ||
| Population | 202,279 ✓ Larger | 92,827 |
| Median Age | 33.5 | 42.3 ✓ Older |
| Homeownership Rate | 54.6% | 80.6% ✓ Higher |
| Under 18 | 26.2% ✓ More | 21.5% |
| Over 65 | 10.8% | 18.7% ✓ More |
Frequently Asked Questions
Oxnard's cost of living index is 113.5 vs Toms River's 112.5 (US average = 100).
Toms River is 1% less expensive overall.
Based on the 23 decided categories above, Toms River leads 17 of 23 categories. Oxnard wins 6 and Toms River wins 17. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Oxnard to Toms River or relocating the other way, focus on the biggest gaps: housing ($587,200 vs $356,100 median home), income ($90,409 vs $92,012), safety, and schools — all covered in the full table above.
Oxnard, CA and Toms River, NJ are about 2,487 miles apart (straight-line distance). Driving distance will be longer depending on the route.