Head-to-Head · City Comparison
O'Fallon, MO
VS
St. Paul, MN
🏆 O'Fallon leads 16 of 23 categories
O'Fallon
Missouri
16
wins
Cost of Living Index
96.3 ✓ Cheaper
Median Household Income
$104,863 ✓ Higher
Violent Crime Index
16 ✓ Safer
Population
91,825
St. Paul
Minnesota
7
wins
Cost of Living Index
104.5⚠ High
Median Household Income
$69,919
Violent Crime Index
163⚠ High
Population
308,806 ✓ Larger
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
O'Fallon, MO
Pros
90% less violent crime than St. Paul
Households earn $34,944 more per year on average
Violent crime is well below the national average (59.0 vs 380/100k)
Stronger job market — unemployment is 1.9 pts lower (3.1%)
Milder winters — January highs near 39°F vs 24°F
8% cheaper overall cost of living than St. Paul
Cons
Nothing stands out — a close match here.
St. Paul, MN
Pros
Rent averages $137/mo less ($1,174 vs $1,311)
Commutes run 3 min shorter each way
Homes cost $19k less ($264,900 vs $283,600)
Cons
Median income trails O'Fallon by $34,944/yr
Violent crime (617.7/100k) is above the U.S. average of 380
Property crime (2834.1/100k) runs high vs the U.S. average
Higher unemployment (5.0% vs 3.1%)
Key Differences at a Glance
O'Fallon
Cost of Living
8% cheaper
COL index 96.3 vs 104.5 (100 = US avg)
O'Fallon
Median Income
$34,944
$104,863 vs $69,919/yr
O'Fallon
Violent Crime
90% lower
59.0 vs 617.7 per 100k
O'Fallon
Unemployment
1.9 pp lower
3.1% vs 5.0% unemployment
O'Fallon
Summer Heat
4.9°F warmer
July avg high 87.5°F vs 82.6°F
St. Paul
Median Home Value
$19k less
$264,900 vs $283,600
Full Data Comparison
| Metric | O'Fallon, MO | St. Paul, MN |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 96.3 ✓ Cheaper | 104.5⚠ High |
| Median Home Value | $283,600 | $264,900 ✓ Lower |
| Median Monthly Rent | $1,311 | $1,174 ✓ Lower |
| 📈 Income & Economy | ||
| Median Household Income | $104,863 ✓ Higher | $69,919 |
| Unemployment Rate | 3.1% ✓ Lower | 5.0%⚠ High |
| Avg Commute Minutes each way | 26.1 min | 23.1 min ✓ Shorter |
| Work From Home % | 14.0% | 15.4% ✓ Higher |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 18 ✓ Safer | 152⚠ High |
| Violent Crime Index 100 = national avg · lower = safer | 16 ✓ Safer | 163⚠ High |
| Property Crime Index 100 = national avg · lower = safer | 23 ✓ Safer | 135⚠ High |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | A (118) ✓ Better | B+ (104) |
| Student-Teacher Ratio Lower = smaller classes | 12.7:1 ✓ Smaller | 14.8:1 |
| Bachelor's Degree or Higher | 42.4% | 42.8% ✓ Higher |
| High School or Higher | 95.4% ✓ Higher | 88.2% |
| School District Name only — no quality rating available | FORT ZUMWALT SCHOOL DISTRICT | Saint Paul Public Schools |
| 🌤 Weather | ||
| Avg High — January | 39.3°F ✓ Warmer | 23.9°F |
| Avg High — July | 87.5°F ✓ Warmer | 82.6°F |
| Annual Precipitation | 44.4" | 29.2" ✓ Drier |
| Annual Snowfall | 13.5" ✓ Less | 40.4" |
| 👥 Demographics | ||
| Population | 91,825 | 308,806 ✓ Larger |
| Median Age | 38.0 ✓ Older | 33.1 |
| Homeownership Rate | 80.9% ✓ Higher | 53.0% |
| Under 18 | 24.9% ✓ More | 24.0% |
| Over 65 | 13.2% ✓ More | 11.8% |
Frequently Asked Questions
O'Fallon's cost of living index is 96.3 vs St. Paul's 104.5 (US average = 100).
O'Fallon is 8% less expensive overall.
Based on the 23 decided categories above, O'Fallon leads 16 of 23 categories. O'Fallon wins 16 and St. Paul wins 7. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from O'Fallon to St. Paul or relocating the other way, focus on the biggest gaps: housing ($283,600 vs $264,900 median home), income ($104,863 vs $69,919), safety, and schools — all covered in the full table above.
O'Fallon, MO and St. Paul, MN are about 443 miles apart (straight-line distance). Driving distance will be longer depending on the route.