Median Income
$69,919
household / year
Median Home Value
$264,900
owner-occupied
Median Rent
$1,174
gross / month
Cost of Living
104
national avg = 100

Is St. Paul, MN a Good Place to Live?

St. Paul is a large city of 308,806 in Minnesota, with a median household income of $69,919 and a 5.0% unemployment rate. Its cost of living index is 104 (US average = 100), which is 4% above the national average.

Strengths: St. Paul stands out for solid school ratings (B+), a well-educated population, short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index. Whether St. Paul is right for you depends on your priorities — the full breakdown is below.

All St. Paul city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 104.5

St. Paul's overall cost of living index is 104.5, where 100 represents the US national average. Living in St. Paul costs roughly 4% more than the average American city.

Metric St. Paul, MN National Avg
Median Home Value $264,900 $244,900
Median Monthly Rent $1,174 $1,163
Homeownership Rate 53.0% 65.9%
Median Household Income $69,919 $74,755

Crime & Safety

Higher than Average

St. Paul's violent crime rate is 617.7 per 100,000 residents — 63% higher than the national average of ~380 per 100,000.

Violent Crime
617.7 /100k
Property Crime
2834.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

St. Paul is served primarily by Saint Paul Public Schools. The student-to-teacher ratio is 14.8:1 (better than the national average of ~16:1).

Metric St. Paul, MN National Avg
School District Saint Paul Public Schools
Elementary Schools 41
Middle Schools 11
High Schools 22
Student/Teacher Ratio 14.8:1 16:1
Bachelor's Degree or Higher 42.8% 35.4%
High School Diploma or Higher 88.2% 91.1%

Weather & Climate

St. Paul sees average highs of 23.9°F in January and 82.6°F in July, with 29.2 inches of annual precipitation and 40.4 inches of snow per year.

MetricSt. Paul, MN
Average High — January23.9°F
Average High — July82.6°F
Annual Precipitation29.2"
Annual Snowfall40.4"

Demographics

MetricSt. Paul, MNNational Avg
Population308,806
Median Age33.138.9
Unemployment Rate5.0%3.7%
Avg Commute Time23.1 min26 min
White (non-Hispanic)54.3%59.3%
Black or African American15.6%13.6%
Hispanic or Latino5.7%18.9%
Asian18.4%6.3%
Under 1824.0%22.2%
65 and over11.8%16.8%

Nearby Cities

ZIP Codes in St. Paul

St. Paul, MN is covered by 13 ZIP codes:

St. Paul vs Other Cities

Frequently Asked Questions

St. Paul's cost of living index is 104, where 100 is the national average. That puts St. Paul roughly 4% above the national average in cost. The median home price is $264,900 and median rent is $1,174/month.
St. Paul's violent crime rate is 617.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2834.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in St. Paul are operated by Saint Paul Public Schools. The district has 41 elementary, 11 middle, and 22 high schools. The student-to-teacher ratio is 14.8:1. 42.8% of adults 25+ hold a bachelor's degree or higher.
St. Paul, MN has a population of 308,806, a median household income of $69,919, and an unemployment rate of 5.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
St. Paul averages 23.9°F in January and 82.6°F in July. Annual rainfall is 29.2 inches with about 40.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
St. Paul, MN is covered by 13 ZIP codes: 55106, 55104, 55116, 55117, 55107, 55105, 55102, 55108, 55130, 55103, 55114, 55101, 55155.
The population of St. Paul, Minnesota is 308,806 with a median age of 33.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in St. Paul: cost of living index 104 (100 = US average), median home $264,900, median household income $69,919, crime index 152 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare St. Paul side by side with your current city to see the trade-offs.