Head-to-Head · City Comparison
O'Fallon, MO
VS
Plano, TX
🏆 Plano leads 12 of 23 categories
O'Fallon
Missouri
11
wins
Cost of Living Index
96.3 ✓ Cheaper
Median Household Income
$104,863
Violent Crime Index
16 ✓ Safer
Population
91,825
Plano
Texas
12
wins
Cost of Living Index
103.3⚠ High
Median Household Income
$105,679 ✓ Higher
Violent Crime Index
40
Population
284,948 ✓ Larger
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
O'Fallon, MO
Pros
61% less violent crime than Plano
Homes cost $129k less ($283,600 vs $412,500)
Rent averages $388/mo less ($1,311 vs $1,699)
Violent crime is well below the national average (59.0 vs 380/100k)
Stronger job market — unemployment is 1.3 pts lower (3.1%)
7% cheaper overall cost of living than Plano
Cons
Nothing stands out — a close match here.
Plano, TX
Pros
Violent crime is well below the national average (151.6 vs 380/100k)
More college-educated — 58.4% hold a bachelor's or higher
Milder winters — January highs near 56°F vs 39°F
Cons
Pricier housing — median home is $412,500
Higher rents — median is $1,699/mo
Higher unemployment (4.4% vs 3.1%)
Cost of living runs 7% higher than O'Fallon
Key Differences at a Glance
O'Fallon
Cost of Living
7% cheaper
COL index 96.3 vs 103.3 (100 = US avg)
O'Fallon
Violent Crime
61% lower
59.0 vs 151.6 per 100k
O'Fallon
Median Home Value
$129k less
$283,600 vs $412,500
O'Fallon
Unemployment
1.3 pp lower
3.1% vs 4.4% unemployment
Plano
Median Income
$816
$105,679 vs $104,863/yr
Plano
Summer Heat
6.8°F warmer
July avg high 94.3°F vs 87.5°F
Full Data Comparison
| Metric | O'Fallon, MO | Plano, TX |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 96.3 ✓ Cheaper | 103.3⚠ High |
| Median Home Value | $283,600 ✓ Lower | $412,500⚠ High |
| Median Monthly Rent | $1,311 ✓ Lower | $1,699⚠ High |
| 📈 Income & Economy | ||
| Median Household Income | $104,863 | $105,679 ✓ Higher |
| Unemployment Rate | 3.1% ✓ Lower | 4.4%⚠ High |
| Avg Commute Minutes each way | 26.1 min | 25.8 min ✓ Shorter |
| Work From Home % | 14.0% | 22.3% ✓ Higher |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 18 ✓ Safer | 52 |
| Violent Crime Index 100 = national avg · lower = safer | 16 ✓ Safer | 40 |
| Property Crime Index 100 = national avg · lower = safer | 23 ✓ Safer | 70 |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | A (118) | A+ (134) ✓ Better |
| Student-Teacher Ratio Lower = smaller classes | 12.7:1 ✓ Smaller | 13.7:1 |
| Bachelor's Degree or Higher | 42.4% | 58.4% ✓ Higher |
| High School or Higher | 95.4% ✓ Higher | 93.6% |
| School District Name only — no quality rating available | FORT ZUMWALT SCHOOL DISTRICT | PLANO ISD |
| 🌤 Weather | ||
| Avg High — January | 39.3°F | 55.9°F ✓ Warmer |
| Avg High — July | 87.5°F | 94.3°F ✓ Warmer |
| Annual Precipitation | 44.4" | 40.7" ✓ Drier |
| Annual Snowfall | 13.5" | 2.6" ✓ Less |
| 👥 Demographics | ||
| Population | 91,825 | 284,948 ✓ Larger |
| Median Age | 38.0 | 38.9 ✓ Older |
| Homeownership Rate | 80.9% ✓ Higher | 56.7% |
| Under 18 | 24.9% ✓ More | 21.7% |
| Over 65 | 13.2% | 13.7% ✓ More |
Frequently Asked Questions
O'Fallon's cost of living index is 96.3 vs Plano's 103.3 (US average = 100).
O'Fallon is 7% less expensive overall.
Based on the 23 decided categories above, Plano leads 12 of 23 categories. O'Fallon wins 11 and Plano wins 12. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from O'Fallon to Plano or relocating the other way, focus on the biggest gaps: housing ($283,600 vs $412,500 median home), income ($104,863 vs $105,679), safety, and schools — all covered in the full table above.
O'Fallon, MO and Plano, TX are about 520 miles apart (straight-line distance). Driving distance will be longer depending on the route.