Median Income
$105,679
household / year
Median Home Value
$412,500
owner-occupied
Median Rent
$1,699
gross / month
Cost of Living
103
national avg = 100

Is Plano, TX a Good Place to Live?

Plano is a large city of 284,948 in Texas, with a median household income of $105,679 and a 4.4% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.

Strengths: Plano stands out for lower-than-average crime, solid school ratings (A+), a well-educated population, short average commutes.

Trade-offs: Potential downsides include high home prices. Whether Plano is right for you depends on your priorities — the full breakdown is below.

All Plano city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 103.3

Plano's overall cost of living index is 103.3, where 100 represents the US national average. Living in Plano costs roughly 3% more than the average American city.

Metric Plano, TX National Avg
Median Home Value $412,500 $244,900
Median Monthly Rent $1,699 $1,163
Homeownership Rate 56.7% 65.9%
Median Household Income $105,679 $74,755

Crime & Safety

Very Safe

Plano's violent crime rate is 151.6 per 100,000 residents — 60% lower than the national average of ~380 per 100,000.

Violent Crime
151.6 /100k
Property Crime
1466.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Plano is served primarily by PLANO ISD. The student-to-teacher ratio is 13.7:1 (better than the national average of ~16:1).

Metric Plano, TX National Avg
School District PLANO ISD —
Elementary Schools 45 —
Middle Schools 13 —
High Schools 13 —
Student/Teacher Ratio 13.7:1 16:1
Bachelor's Degree or Higher 58.4% 35.4%
High School Diploma or Higher 93.6% 91.1%

Weather & Climate

Plano sees average highs of 55.9°F in January and 94.3°F in July, with 40.7 inches of annual precipitation and 2.6 inches of snow per year.

MetricPlano, TX
Average High — January55.9°F
Average High — July94.3°F
Annual Precipitation40.7"
Annual Snowfall2.6"

Demographics

MetricPlano, TXNational Avg
Population284,948—
Median Age38.938.9
Unemployment Rate4.4%3.7%
Avg Commute Time25.8 min26 min
White (non-Hispanic)55.6%59.3%
Black or African American9.0%13.6%
Hispanic or Latino9.5%18.9%
Asian22.7%6.3%
Under 1821.7%22.2%
65 and over13.7%16.8%

Nearby Cities

ZIP Codes in Plano

Plano, TX is covered by 6 ZIP codes:

Plano vs Other Cities

Frequently Asked Questions

Plano's cost of living index is 103, where 100 is the national average. That puts Plano roughly 3% above the national average in cost. The median home price is $412,500 and median rent is $1,699/month.
Plano's violent crime rate is 151.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1466.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Plano are operated by PLANO ISD. The district has 45 elementary, 13 middle, and 13 high schools. The student-to-teacher ratio is 13.7:1. 58.4% of adults 25+ hold a bachelor's degree or higher.
Plano, TX has a population of 284,948, a median household income of $105,679, and an unemployment rate of 4.4%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Plano averages 55.9°F in January and 94.3°F in July. Annual rainfall is 40.7 inches with about 2.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Plano, TX is covered by 6 ZIP codes: 75074, 75093, 75024, 75075, 75025, 75023.
The population of Plano, Texas is 284,948 with a median age of 38.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Plano: cost of living index 103 (100 = US average), median home $412,500, median household income $105,679, crime index 52 (100 = US average, lower is safer), schools rated A+. Whether these are benefits or drawbacks depends on where you're coming from — compare Plano side by side with your current city to see the trade-offs.