Head-to-Head · City Comparison
New York, NY
VS
Tracy, CA
🏆 Tracy leads 14 of 23 categories
New York
New York
9
wins
Cost of Living Index
112.5⚠ High
Median Household Income
$76,607
Violent Crime Index
177⚠ High
Population
8,622,467 ✓ Larger
Tracy
California
14
wins
Cost of Living Index
107.4⚠ High ✓ Cheaper
Median Household Income
$111,717 ✓ Higher
Violent Crime Index
79 ✓ Safer
Population
94,027
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
New York, NY
Pros
Rent averages $448/mo less ($1,714 vs $2,162)
More college-educated — 40.2% hold a bachelor's or higher
Cooler summers — July highs near 85°F vs 93°F
Smaller class sizes — 12.8:1 student-teacher ratio
Cons
Median income trails Tracy by $35,110/yr
Violent crime (671.0/100k) is above the U.S. average of 380
Pricier housing — median home is $732,100
Living costs are well above the U.S. average (index 112.5)
Tracy, CA
Pros
55% less violent crime than New York
Households earn $35,110 more per year on average
Stronger job market — unemployment is 2.2 pts lower (5.4%)
Homes cost $115k less ($617,300 vs $732,100)
Milder winters — January highs near 57°F vs 40°F
5% cheaper overall cost of living than New York
Cons
Higher rents — median is $2,162/mo
Key Differences at a Glance
Tracy
Cost of Living
5% cheaper
COL index 107.4 vs 112.5 (100 = US avg)
Tracy
Median Income
$35,110
$111,717 vs $76,607/yr
Tracy
Violent Crime
55% lower
301.4 vs 671.0 per 100k
Tracy
Median Home Value
$115k less
$617,300 vs $732,100
Tracy
Unemployment
2.2 pp lower
5.4% vs 7.6% unemployment
Tracy
Summer Heat
8.4°F warmer
July avg high 93.2°F vs 84.8°F
Full Data Comparison
| Metric | New York, NY | Tracy, CA |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 112.5⚠ High | 107.4⚠ High ✓ Cheaper |
| Median Home Value | $732,100⚠ High | $617,300⚠ High ✓ Lower |
| Median Monthly Rent | $1,714⚠ High ✓ Lower | $2,162⚠ High |
| 📈 Income & Economy | ||
| Median Household Income | $76,607 | $111,717 ✓ Higher |
| Unemployment Rate | 7.6%⚠ High | 5.4%⚠ High ✓ Lower |
| Avg Commute Minutes each way | 41.1 min⚠ High ✓ Shorter | 43.5 min⚠ High |
| Work From Home % | 13.0% ✓ Higher | 11.4% |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 151⚠ High | 78 ✓ Safer |
| Violent Crime Index 100 = national avg · lower = safer | 177⚠ High | 79 ✓ Safer |
| Property Crime Index 100 = national avg · lower = safer | 113⚠ High | 76 ✓ Safer |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | B+ (108) ✓ Better | C- (71) |
| Student-Teacher Ratio Lower = smaller classes | 12.8:1 ✓ Smaller | 22.0:1 |
| Bachelor's Degree or Higher | 40.2% ✓ Higher | 24.4% |
| High School or Higher | 83.3% | 83.9% ✓ Higher |
| School District Name only — no quality rating available | NEW YORK CITY GEOGRAPHIC DISTRICT # 2 | Jefferson Elementary |
| 🌤 Weather | ||
| Avg High — January | 39.7°F | 57.2°F ✓ Warmer |
| Avg High — July | 84.8°F | 93.2°F ✓ Warmer |
| Annual Precipitation | 47.1" | 12.7" ✓ Drier |
| Annual Snowfall | 24.5" | 0.0" ✓ Less |
| 👥 Demographics | ||
| Population | 8,622,467 ✓ Larger | 94,027 |
| Median Age | 37.5 ✓ Older | 34.4 |
| Homeownership Rate | 32.9% | 64.0% ✓ Higher |
| Under 18 | 20.6% | 26.6% ✓ More |
| Over 65 | 15.5% ✓ More | 9.7% |
Frequently Asked Questions
New York's cost of living index is 112.5 vs Tracy's 107.4 (US average = 100).
Tracy is 5% less expensive overall.
Based on the 23 decided categories above, Tracy leads 14 of 23 categories. New York wins 9 and Tracy wins 14. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from New York to Tracy or relocating the other way, focus on the biggest gaps: housing ($732,100 vs $617,300 median home), income ($76,607 vs $111,717), safety, and schools — all covered in the full table above.
New York, NY and Tracy, CA are about 2,521 miles apart (straight-line distance). Driving distance will be longer depending on the route.