Head-to-Head · City Comparison
Naperville, IL
VS
Palm Coast, FL
🏆 It's a dead heat — 10 categories each
Naperville
Illinois
10
wins
Cost of Living Index
102.6⚠ High ✓ Cheaper
Median Household Income
$143,754 ✓ Higher
Violent Crime Index
22
Population
149,089 ✓ Larger
Palm Coast
Florida
10
wins
Cost of Living Index
104.5⚠ High
Median Household Income
$68,824
Violent Crime Index
—
Population
91,082
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
Naperville, IL
Pros
Households earn $74,930 more per year on average
More college-educated — 70.9% hold a bachelor's or higher
Violent crime is well below the national average (83.7 vs 380/100k)
Smaller class sizes — 13.5:1 student-teacher ratio
Cons
Pricier housing — median home is $482,600
Higher rents — median is $1,787/mo
Longer commutes — 32.2 min average each way
Palm Coast, FL
Pros
Homes cost $199k less ($283,300 vs $482,600)
Milder winters — January highs near 65°F vs 33°F
Commutes run 4 min shorter each way
Rent averages $166/mo less ($1,621 vs $1,787)
Cons
Median income trails Naperville by $74,930/yr
Key Differences at a Glance
Naperville
Cost of Living
2% cheaper
COL index 102.6 vs 104.5 (100 = US avg)
Naperville
Median Income
$74,930
$143,754 vs $68,824/yr
Palm Coast
Median Home Value
$199k less
$283,300 vs $482,600
Full Data Comparison
| Metric | Naperville, IL | Palm Coast, FL |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 102.6⚠ High ✓ Cheaper | 104.5⚠ High |
| Median Home Value | $482,600⚠ High | $283,300 ✓ Lower |
| Median Monthly Rent | $1,787⚠ High | $1,621⚠ High ✓ Lower |
| 📈 Income & Economy | ||
| Median Household Income | $143,754 ✓ Higher | $68,824 |
| Unemployment Rate | 4.5%⚠ High | 4.1%⚠ High ✓ Lower |
| Avg Commute Minutes each way | 32.2 min⚠ High | 28.0 min⚠ High ✓ Shorter |
| Work From Home % | 23.5% ✓ Higher | 13.1% |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 30 | — |
| Violent Crime Index 100 = national avg · lower = safer | 22 | — |
| Property Crime Index 100 = national avg · lower = safer | 42 | — |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | A+ (135) ✓ Better | B- (94) |
| Student-Teacher Ratio Lower = smaller classes | 13.5:1 ✓ Smaller | 17.6:1 |
| Bachelor's Degree or Higher | 70.9% ✓ Higher | 26.4% |
| High School or Higher | 97.5% ✓ Higher | 91.8% |
| School District Name only — no quality rating available | Naperville CUSD 203 | FLAGLER |
| 🌤 Weather | ||
| Avg High — January | 32.8°F | 65.2°F ✓ Warmer |
| Avg High — July | 85.5°F | 87.8°F ✓ Warmer |
| Annual Precipitation | 40.3" ✓ Drier | 51.3" |
| Annual Snowfall | 24.3" | 0.0" ✓ Less |
| 👥 Demographics | ||
| Population | 149,089 ✓ Larger | 91,082 |
| Median Age | 39.5 | 50.3 ✓ Older |
| Homeownership Rate | 74.4% | 77.9% ✓ Higher |
| Under 18 | 24.8% ✓ More | 17.6% |
| Over 65 | 13.9% | 29.5% ✓ More |
Frequently Asked Questions
Naperville's cost of living index is 102.6 vs Palm Coast's 104.5 (US average = 100).
Naperville is 2% less expensive overall.
Based on the 20 decided categories above, It's a dead heat — 10 categories each. Naperville wins 10 and Palm Coast wins 10. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Naperville to Palm Coast or relocating the other way, focus on the biggest gaps: housing ($482,600 vs $283,300 median home), income ($143,754 vs $68,824), safety, and schools — all covered in the full table above.
Naperville, IL and Palm Coast, FL are about 928 miles apart (straight-line distance). Driving distance will be longer depending on the route.