Head-to-Head · City Comparison
McKinney, TX
VS
Toledo, OH
🏆 McKinney leads 16 of 23 categories
McKinney
Texas
16
wins
Cost of Living Index
103.3⚠ High
Median Household Income
$113,286 ✓ Higher
Violent Crime Index
31 ✓ Safer
Population
196,160
Toledo
Ohio
7
wins
Cost of Living Index
90.4 ✓ Cheaper
Median Household Income
$45,405
Violent Crime Index
274⚠ High
Population
269,962 ✓ Larger
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
McKinney, TX
Pros
Households earn $67,881 more per year on average
89% less violent crime than Toledo
Stronger job market — unemployment is 4.5 pts lower (3.7%)
More college-educated — 52.2% hold a bachelor's or higher
Violent crime is well below the national average (117.3 vs 380/100k)
Milder winters — January highs near 56°F vs 34°F
Cons
Pricier housing — median home is $400,400
Higher rents — median is $1,740/mo
Cost of living runs 13% higher than Toledo
Longer commutes — 28.3 min average each way
Toledo, OH
Pros
Homes cost $302k less ($98,800 vs $400,400)
Rent averages $886/mo less ($854 vs $1,740)
Commutes run 8 min shorter each way
13% cheaper overall cost of living than McKinney
Living costs sit below the national average (index 90.4)
Cooler summers — July highs near 85°F vs 94°F
Cons
Median income trails McKinney by $67,881/yr
Violent crime (1041.1/100k) is above the U.S. average of 380
Property crime (2732.2/100k) runs high vs the U.S. average
Higher unemployment (8.2% vs 3.7%)
Key Differences at a Glance
McKinney
Median Income
$67,881
$113,286 vs $45,405/yr
McKinney
Violent Crime
89% lower
117.3 vs 1041.1 per 100k
McKinney
Unemployment
4.5 pp lower
3.7% vs 8.2% unemployment
McKinney
Summer Heat
9.6°F warmer
July avg high 94.2°F vs 84.6°F
Toledo
Cost of Living
13% cheaper
COL index 90.4 vs 103.3 (100 = US avg)
Toledo
Median Home Value
$302k less
$98,800 vs $400,400
Full Data Comparison
| Metric | McKinney, TX | Toledo, OH |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 103.3⚠ High | 90.4 ✓ Cheaper |
| Median Home Value | $400,400⚠ High | $98,800 ✓ Lower |
| Median Monthly Rent | $1,740⚠ High | $854 ✓ Lower |
| 📈 Income & Economy | ||
| Median Household Income | $113,286 ✓ Higher | $45,405 |
| Unemployment Rate | 3.7% ✓ Lower | 8.2%⚠ High |
| Avg Commute Minutes each way | 28.3 min⚠ High | 19.9 min ✓ Shorter |
| Work From Home % | 18.5% ✓ Higher | 4.6% |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 34 ✓ Safer | 216⚠ High |
| Violent Crime Index 100 = national avg · lower = safer | 31 ✓ Safer | 274⚠ High |
| Property Crime Index 100 = national avg · lower = safer | 39 ✓ Safer | 130⚠ High |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | A+ (130) ✓ Better | C+ (86) |
| Student-Teacher Ratio Lower = smaller classes | 14.1:1 ✓ Smaller | 15.2:1 |
| Bachelor's Degree or Higher | 52.2% ✓ Higher | 20.2% |
| High School or Higher | 94.8% ✓ Higher | 88.1% |
| School District Name only — no quality rating available | MCKINNEY ISD | Toledo City |
| 🌤 Weather | ||
| Avg High — January | 56.4°F ✓ Warmer | 33.6°F |
| Avg High — July | 94.2°F ✓ Warmer | 84.6°F |
| Annual Precipitation | 42.4" | 37.0" ✓ Drier |
| Annual Snowfall | 2.6" ✓ Less | 37.4" |
| 👥 Demographics | ||
| Population | 196,160 | 269,962 ✓ Larger |
| Median Age | 36.9 ✓ Older | 35.4 |
| Homeownership Rate | 64.9% ✓ Higher | 52.4% |
| Under 18 | 27.5% ✓ More | 23.0% |
| Over 65 | 10.5% | 14.8% ✓ More |
Frequently Asked Questions
McKinney's cost of living index is 103.3 vs Toledo's 90.4 (US average = 100).
Toledo is 13% less expensive overall.
Based on the 23 decided categories above, McKinney leads 16 of 23 categories. McKinney wins 16 and Toledo wins 7. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from McKinney to Toledo or relocating the other way, focus on the biggest gaps: housing ($400,400 vs $98,800 median home), income ($113,286 vs $45,405), safety, and schools — all covered in the full table above.
McKinney, TX and Toledo, OH are about 924 miles apart (straight-line distance). Driving distance will be longer depending on the route.