Head-to-Head · City Comparison
McKinney, TX
VS
Spring Hill, FL
🏆 McKinney leads 13 of 20 categories
McKinney
Texas
13
wins
Cost of Living Index
103.3⚠ High ✓ Cheaper
Median Household Income
$113,286 ✓ Higher
Violent Crime Index
31
Population
196,160 ✓ Larger
Spring Hill
Florida
7
wins
Cost of Living Index
103.4⚠ High
Median Household Income
$61,588
Violent Crime Index
—
Population
116,882
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
McKinney, TX
Pros
Households earn $51,698 more per year on average
More college-educated — 52.2% hold a bachelor's or higher
Stronger job market — unemployment is 2.7 pts lower (3.7%)
Violent crime is well below the national average (117.3 vs 380/100k)
Smaller class sizes — 14.1:1 student-teacher ratio
Cons
Pricier housing — median home is $400,400
Higher rents — median is $1,740/mo
Spring Hill, FL
Pros
Homes cost $179k less ($221,500 vs $400,400)
Rent averages $517/mo less ($1,223 vs $1,740)
Milder winters — January highs near 72°F vs 56°F
Cons
Median income trails McKinney by $51,698/yr
Higher unemployment (6.4% vs 3.7%)
Key Differences at a Glance
McKinney
Median Income
$51,698
$113,286 vs $61,588/yr
McKinney
Unemployment
2.7 pp lower
3.7% vs 6.4% unemployment
Both cities
Cost of Living
≈ Equal
Both near 103.3 on the COL index
Spring Hill
Median Home Value
$179k less
$221,500 vs $400,400
Full Data Comparison
| Metric | McKinney, TX | Spring Hill, FL |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 103.3⚠ High ✓ Cheaper | 103.4⚠ High |
| Median Home Value | $400,400⚠ High | $221,500 ✓ Lower |
| Median Monthly Rent | $1,740⚠ High | $1,223 ✓ Lower |
| 📈 Income & Economy | ||
| Median Household Income | $113,286 ✓ Higher | $61,588 |
| Unemployment Rate | 3.7% ✓ Lower | 6.4%⚠ High |
| Avg Commute Minutes each way | 28.3 min⚠ High ✓ Shorter | 29.0 min⚠ High |
| Work From Home % | 18.5% ✓ Higher | 10.9% |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 34 | — |
| Violent Crime Index 100 = national avg · lower = safer | 31 | — |
| Property Crime Index 100 = national avg · lower = safer | 39 | — |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | A+ (130) ✓ Better | C+ (88) |
| Student-Teacher Ratio Lower = smaller classes | 14.1:1 ✓ Smaller | 17.7:1 |
| Bachelor's Degree or Higher | 52.2% ✓ Higher | 19.2% |
| High School or Higher | 94.8% ✓ Higher | 89.6% |
| School District Name only — no quality rating available | MCKINNEY ISD | HERNANDO |
| 🌤 Weather | ||
| Avg High — January | 56.4°F | 71.6°F ✓ Warmer |
| Avg High — July | 94.2°F ✓ Warmer | 91.7°F |
| Annual Precipitation | 42.4" ✓ Drier | 56.5" |
| Annual Snowfall | 2.6" | 0.0" ✓ Less |
| 👥 Demographics | ||
| Population | 196,160 ✓ Larger | 116,882 |
| Median Age | 36.9 | 43.2 ✓ Older |
| Homeownership Rate | 64.9% | 77.9% ✓ Higher |
| Under 18 | 27.5% ✓ More | 20.2% |
| Over 65 | 10.5% | 22.8% ✓ More |
Frequently Asked Questions
McKinney's cost of living index is 103.3 vs Spring Hill's 103.4 (US average = 100).
McKinney is 0% less expensive overall.
Based on the 20 decided categories above, McKinney leads 13 of 20 categories. McKinney wins 13 and Spring Hill wins 7. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from McKinney to Spring Hill or relocating the other way, focus on the biggest gaps: housing ($400,400 vs $221,500 median home), income ($113,286 vs $61,588), safety, and schools — all covered in the full table above.
McKinney, TX and Spring Hill, FL are about 899 miles apart (straight-line distance). Driving distance will be longer depending on the route.