Head-to-Head · City Comparison
McKinney, TX
VS
Roseville, CA
🏆 McKinney leads 15 of 23 categories
McKinney
Texas
15
wins
Cost of Living Index
103.3⚠ High ✓ Cheaper
Median Household Income
$113,286 ✓ Higher
Violent Crime Index
31 ✓ Safer
Population
196,160 ✓ Larger
Roseville
California
8
wins
Cost of Living Index
108.9⚠ High
Median Household Income
$112,265
Violent Crime Index
58
Population
148,879
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
McKinney, TX
Pros
Homes cost $196k less ($400,400 vs $596,700)
46% less violent crime than Roseville
Violent crime is well below the national average (117.3 vs 380/100k)
Stronger job market — unemployment is 0.8 pts lower (3.7%)
Rent averages $200/mo less ($1,740 vs $1,940)
More college-educated — 52.2% hold a bachelor's or higher
Cons
Nothing stands out — a close match here.
Roseville, CA
Pros
Violent crime is well below the national average (219.2 vs 380/100k)
Cons
Pricier housing — median home is $596,700
Higher rents — median is $1,940/mo
Higher unemployment (4.5% vs 3.7%)
Cost of living runs 6% higher than McKinney
Key Differences at a Glance
McKinney
Cost of Living
6% cheaper
COL index 103.3 vs 108.9 (100 = US avg)
McKinney
Median Income
$1,021
$113,286 vs $112,265/yr
McKinney
Violent Crime
46% lower
117.3 vs 219.2 per 100k
McKinney
Median Home Value
$196k less
$400,400 vs $596,700
McKinney
Unemployment
0.8 pp lower
3.7% vs 4.5% unemployment
Full Data Comparison
| Metric | McKinney, TX | Roseville, CA |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 103.3⚠ High ✓ Cheaper | 108.9⚠ High |
| Median Home Value | $400,400⚠ High ✓ Lower | $596,700⚠ High |
| Median Monthly Rent | $1,740⚠ High ✓ Lower | $1,940⚠ High |
| 📈 Income & Economy | ||
| Median Household Income | $113,286 ✓ Higher | $112,265 |
| Unemployment Rate | 3.7% ✓ Lower | 4.5%⚠ High |
| Avg Commute Minutes each way | 28.3 min⚠ High | 27.7 min⚠ High ✓ Shorter |
| Work From Home % | 18.5% | 19.1% ✓ Higher |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 34 ✓ Safer | 62 |
| Violent Crime Index 100 = national avg · lower = safer | 31 ✓ Safer | 58 |
| Property Crime Index 100 = national avg · lower = safer | 39 ✓ Safer | 68 |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | A+ (130) ✓ Better | B (99) |
| Student-Teacher Ratio Lower = smaller classes | 14.1:1 ✓ Smaller | 21.6:1 |
| Bachelor's Degree or Higher | 52.2% ✓ Higher | 44.4% |
| High School or Higher | 94.8% | 95.5% ✓ Higher |
| School District Name only — no quality rating available | MCKINNEY ISD | Roseville City Elementary |
| 🌤 Weather | ||
| Avg High — January | 56.4°F ✓ Warmer | 55.0°F |
| Avg High — July | 94.2°F ✓ Warmer | 93.6°F |
| Annual Precipitation | 42.4" | 20.2" ✓ Drier |
| Annual Snowfall | 2.6" | 0.0" ✓ Less |
| 👥 Demographics | ||
| Population | 196,160 ✓ Larger | 148,879 |
| Median Age | 36.9 | 39.8 ✓ Older |
| Homeownership Rate | 64.9% | 68.1% ✓ Higher |
| Under 18 | 27.5% ✓ More | 22.7% |
| Over 65 | 10.5% | 17.1% ✓ More |
Frequently Asked Questions
McKinney's cost of living index is 103.3 vs Roseville's 108.9 (US average = 100).
McKinney is 6% less expensive overall.
Based on the 23 decided categories above, McKinney leads 15 of 23 categories. McKinney wins 15 and Roseville wins 8. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from McKinney to Roseville or relocating the other way, focus on the biggest gaps: housing ($400,400 vs $596,700 median home), income ($113,286 vs $112,265), safety, and schools — all covered in the full table above.
McKinney, TX and Roseville, CA are about 1,426 miles apart (straight-line distance). Driving distance will be longer depending on the route.