Head-to-Head · City Comparison
McKinney, TX
VS
Oxnard, CA
🏆 McKinney leads 17 of 23 categories
McKinney
Texas
17
wins
Cost of Living Index
103.3⚠ High ✓ Cheaper
Median Household Income
$113,286 ✓ Higher
Violent Crime Index
31 ✓ Safer
Population
196,160
Oxnard
California
6
wins
Cost of Living Index
113.5⚠ High
Median Household Income
$90,409
Violent Crime Index
157⚠ High
Population
202,279 ✓ Larger
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
McKinney, TX
Pros
80% less violent crime than Oxnard
Homes cost $187k less ($400,400 vs $587,200)
More college-educated — 52.2% hold a bachelor's or higher
Households earn $22,877 more per year on average
Stronger job market — unemployment is 2.2 pts lower (3.7%)
Violent crime is well below the national average (117.3 vs 380/100k)
Cons
Longer commutes — 28.3 min average each way
Oxnard, CA
Pros
Cooler summers — July highs near 73°F vs 94°F
Commutes run 3 min shorter each way
Milder winters — January highs near 66°F vs 56°F
Cons
Pricier housing — median home is $587,200
Violent crime (596.4/100k) is above the U.S. average of 380
Median income trails McKinney by $22,877/yr
Living costs are well above the U.S. average (index 113.5)
Key Differences at a Glance
McKinney
Cost of Living
10% cheaper
COL index 103.3 vs 113.5 (100 = US avg)
McKinney
Median Income
$22,877
$113,286 vs $90,409/yr
McKinney
Violent Crime
80% lower
117.3 vs 596.4 per 100k
McKinney
Median Home Value
$187k less
$400,400 vs $587,200
McKinney
Unemployment
2.2 pp lower
3.7% vs 5.9% unemployment
McKinney
Summer Heat
21.3°F warmer
July avg high 94.2°F vs 72.9°F
Full Data Comparison
| Metric | McKinney, TX | Oxnard, CA |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 103.3⚠ High ✓ Cheaper | 113.5⚠ High |
| Median Home Value | $400,400⚠ High ✓ Lower | $587,200⚠ High |
| Median Monthly Rent | $1,740⚠ High ✓ Lower | $1,907⚠ High |
| 📈 Income & Economy | ||
| Median Household Income | $113,286 ✓ Higher | $90,409 |
| Unemployment Rate | 3.7% ✓ Lower | 5.9%⚠ High |
| Avg Commute Minutes each way | 28.3 min⚠ High | 25.2 min ✓ Shorter |
| Work From Home % | 18.5% ✓ Higher | 5.5% |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 34 ✓ Safer | 130⚠ High |
| Violent Crime Index 100 = national avg · lower = safer | 31 ✓ Safer | 157⚠ High |
| Property Crime Index 100 = national avg · lower = safer | 39 ✓ Safer | 89 |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | A+ (130) ✓ Better | C- (68) |
| Student-Teacher Ratio Lower = smaller classes | 14.1:1 ✓ Smaller | 19.9:1 |
| Bachelor's Degree or Higher | 52.2% ✓ Higher | 19.2% |
| High School or Higher | 94.8% ✓ Higher | 69.7% |
| School District Name only — no quality rating available | MCKINNEY ISD | Oxnard |
| 🌤 Weather | ||
| Avg High — January | 56.4°F | 65.9°F ✓ Warmer |
| Avg High — July | 94.2°F ✓ Warmer | 72.9°F |
| Annual Precipitation | 42.4" | 12.9" ✓ Drier |
| Annual Snowfall | 2.6" | 0.0" ✓ Less |
| 👥 Demographics | ||
| Population | 196,160 | 202,279 ✓ Larger |
| Median Age | 36.9 ✓ Older | 33.5 |
| Homeownership Rate | 64.9% ✓ Higher | 54.6% |
| Under 18 | 27.5% ✓ More | 26.2% |
| Over 65 | 10.5% | 10.8% ✓ More |
Frequently Asked Questions
McKinney's cost of living index is 103.3 vs Oxnard's 113.5 (US average = 100).
McKinney is 10% less expensive overall.
Based on the 23 decided categories above, McKinney leads 17 of 23 categories. McKinney wins 17 and Oxnard wins 6. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from McKinney to Oxnard or relocating the other way, focus on the biggest gaps: housing ($400,400 vs $587,200 median home), income ($113,286 vs $90,409), safety, and schools — all covered in the full table above.
McKinney, TX and Oxnard, CA are about 1,295 miles apart (straight-line distance). Driving distance will be longer depending on the route.