Head-to-Head · City Comparison
McKinney, TX
VS
Miami, FL
🏆 McKinney leads 16 of 23 categories
McKinney
Texas
16
wins
Cost of Living Index
103.3⚠ High ✓ Cheaper
Median Household Income
$113,286 ✓ Higher
Violent Crime Index
31 ✓ Safer
Population
196,160
Miami
Florida
7
wins
Cost of Living Index
111.8⚠ High
Median Household Income
$54,858
Violent Crime Index
125⚠ High
Population
443,665 ✓ Larger
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
McKinney, TX
Pros
Households earn $58,428 more per year on average
75% less violent crime than Miami
Violent crime is well below the national average (117.3 vs 380/100k)
Stronger job market — unemployment is 1.3 pts lower (3.7%)
More college-educated — 52.2% hold a bachelor's or higher
9% cheaper overall cost of living than Miami
Cons
Higher rents — median is $1,740/mo
Miami, FL
Pros
Rent averages $246/mo less ($1,494 vs $1,740)
Milder winters — January highs near 74°F vs 56°F
Cooler summers — July highs near 88°F vs 94°F
Cons
Median income trails McKinney by $58,428/yr
Violent crime (473.3/100k) is above the U.S. average of 380
Property crime (2995.1/100k) runs high vs the U.S. average
Living costs are well above the U.S. average (index 111.8)
Key Differences at a Glance
McKinney
Cost of Living
9% cheaper
COL index 103.3 vs 111.8 (100 = US avg)
McKinney
Median Income
$58,428
$113,286 vs $54,858/yr
McKinney
Violent Crime
75% lower
117.3 vs 473.3 per 100k
McKinney
Median Home Value
$34k less
$400,400 vs $433,900
McKinney
Unemployment
1.3 pp lower
3.7% vs 5.0% unemployment
McKinney
Summer Heat
6.4°F warmer
July avg high 94.2°F vs 87.8°F
Full Data Comparison
| Metric | McKinney, TX | Miami, FL |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 103.3⚠ High ✓ Cheaper | 111.8⚠ High |
| Median Home Value | $400,400⚠ High ✓ Lower | $433,900⚠ High |
| Median Monthly Rent | $1,740⚠ High | $1,494⚠ High ✓ Lower |
| 📈 Income & Economy | ||
| Median Household Income | $113,286 ✓ Higher | $54,858 |
| Unemployment Rate | 3.7% ✓ Lower | 5.0%⚠ High |
| Avg Commute Minutes each way | 28.3 min⚠ High | 28.2 min⚠ High ✓ Shorter |
| Work From Home % | 18.5% ✓ Higher | 11.9% |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 34 ✓ Safer | 132⚠ High |
| Violent Crime Index 100 = national avg · lower = safer | 31 ✓ Safer | 125⚠ High |
| Property Crime Index 100 = national avg · lower = safer | 39 ✓ Safer | 143⚠ High |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | A+ (130) ✓ Better | B- (96) |
| Student-Teacher Ratio Lower = smaller classes | 14.1:1 ✓ Smaller | 19.4:1 |
| Bachelor's Degree or Higher | 52.2% ✓ Higher | 34.2% |
| High School or Higher | 94.8% ✓ Higher | 78.8% |
| School District Name only — no quality rating available | MCKINNEY ISD | MIAMI-DADE |
| 🌤 Weather | ||
| Avg High — January | 56.4°F | 73.6°F ✓ Warmer |
| Avg High — July | 94.2°F ✓ Warmer | 87.8°F |
| Annual Precipitation | 42.4" ✓ Drier | 57.2" |
| Annual Snowfall | 2.6" | 0.0" ✓ Less |
| 👥 Demographics | ||
| Population | 196,160 | 443,665 ✓ Larger |
| Median Age | 36.9 | 39.7 ✓ Older |
| Homeownership Rate | 64.9% ✓ Higher | 30.1% |
| Under 18 | 27.5% ✓ More | 16.5% |
| Over 65 | 10.5% | 16.3% ✓ More |
Frequently Asked Questions
McKinney's cost of living index is 103.3 vs Miami's 111.8 (US average = 100).
McKinney is 8% less expensive overall.
Based on the 23 decided categories above, McKinney leads 16 of 23 categories. McKinney wins 16 and Miami wins 7. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from McKinney to Miami or relocating the other way, focus on the biggest gaps: housing ($400,400 vs $433,900 median home), income ($113,286 vs $54,858), safety, and schools — all covered in the full table above.
McKinney, TX and Miami, FL are about 1,113 miles apart (straight-line distance). Driving distance will be longer depending on the route.