Head-to-Head · City Comparison
Louisville/Jefferson County metro government, KY
VS
Tracy, CA
🏆 Louisville/Jefferson County metro government leads 12 of 23 categories
Louisville/Jefferson County metro government
Kentucky
12
wins
Cost of Living Index
94.0 ✓ Cheaper
Median Household Income
$63,114
Violent Crime Index
186⚠ High
Population
629,176 ✓ Larger
Tracy
California
11
wins
Cost of Living Index
107.4⚠ High
Median Household Income
$111,717 ✓ Higher
Violent Crime Index
79 ✓ Safer
Population
94,027
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
Louisville/Jefferson County metro government, KY
Pros
Homes cost $413k less ($204,800 vs $617,300)
Rent averages $1148/mo less ($1,014 vs $2,162)
Commutes run 21 min shorter each way
13% cheaper overall cost of living than Tracy
More college-educated — 32.9% hold a bachelor's or higher
Living costs sit below the national average (index 94.0)
Cons
Median income trails Tracy by $48,603/yr
Violent crime (707.4/100k) is above the U.S. average of 380
Property crime (3326.2/100k) runs high vs the U.S. average
Tracy, CA
Pros
Households earn $48,603 more per year on average
57% less violent crime than Louisville/Jefferson County metro government
Milder winters — January highs near 57°F vs 42°F
Cons
Pricier housing — median home is $617,300
Higher rents — median is $2,162/mo
Cost of living runs 13% higher than Louisville/Jefferson County metro government
Longer commutes — 43.5 min average each way
Key Differences at a Glance
Louisville/Jefferson County metro government
Cost of Living
13% cheaper
COL index 94.0 vs 107.4 (100 = US avg)
Louisville/Jefferson County metro government
Median Home Value
$413k less
$204,800 vs $617,300
Tracy
Median Income
$48,603
$111,717 vs $63,114/yr
Tracy
Violent Crime
57% lower
301.4 vs 707.4 per 100k
Tracy
Summer Heat
5.9°F warmer
July avg high 93.2°F vs 87.3°F
Full Data Comparison
| Metric | Louisville/Jefferson County metro government, KY | Tracy, CA |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 94.0 ✓ Cheaper | 107.4⚠ High |
| Median Home Value | $204,800 ✓ Lower | $617,300⚠ High |
| Median Monthly Rent | $1,014 ✓ Lower | $2,162⚠ High |
| 📈 Income & Economy | ||
| Median Household Income | $63,114 | $111,717 ✓ Higher |
| Unemployment Rate | 5.3%⚠ High ✓ Lower | 5.4%⚠ High |
| Avg Commute Minutes each way | 22.6 min ✓ Shorter | 43.5 min⚠ High |
| Work From Home % | 10.1% | 11.4% ✓ Higher |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 175⚠ High | 78 ✓ Safer |
| Violent Crime Index 100 = national avg · lower = safer | 186⚠ High | 79 ✓ Safer |
| Property Crime Index 100 = national avg · lower = safer | 158⚠ High | 76 ✓ Safer |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | B (99) ✓ Better | C- (71) |
| Student-Teacher Ratio Lower = smaller classes | 15.2:1 ✓ Smaller | 22.0:1 |
| Bachelor's Degree or Higher | 32.9% ✓ Higher | 24.4% |
| High School or Higher | 90.3% ✓ Higher | 83.9% |
| School District Name only — no quality rating available | Jefferson County | Jefferson Elementary |
| 🌤 Weather | ||
| Avg High — January | 42.4°F | 57.2°F ✓ Warmer |
| Avg High — July | 87.3°F | 93.2°F ✓ Warmer |
| Annual Precipitation | 53.1" | 12.7" ✓ Drier |
| Annual Snowfall | 15.1" | 0.0" ✓ Less |
| 👥 Demographics | ||
| Population | 629,176 ✓ Larger | 94,027 |
| Median Age | 37.9 ✓ Older | 34.4 |
| Homeownership Rate | 60.4% | 64.0% ✓ Higher |
| Under 18 | 22.1% | 26.6% ✓ More |
| Over 65 | 15.8% ✓ More | 9.7% |
Frequently Asked Questions
Louisville/Jefferson County metro government's cost of living index is 94.0 vs Tracy's 107.4 (US average = 100).
Louisville/Jefferson County metro government is 13% less expensive overall.
Based on the 23 decided categories above, Louisville/Jefferson County metro government leads 12 of 23 categories. Louisville/Jefferson County metro government wins 12 and Tracy wins 11. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Louisville/Jefferson County metro government to Tracy or relocating the other way, focus on the biggest gaps: housing ($204,800 vs $617,300 median home), income ($63,114 vs $111,717), safety, and schools — all covered in the full table above.
Louisville/Jefferson County metro government, KY and Tracy, CA are about 1,939 miles apart (straight-line distance). Driving distance will be longer depending on the route.
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