Head-to-Head · City Comparison
Louisville/Jefferson County metro government, KY
VS
O'Fallon, MO
🏆 O'Fallon leads 16 of 23 categories
Louisville/Jefferson County metro government
Kentucky
7
wins
Cost of Living Index
94.0 ✓ Cheaper
Median Household Income
$63,114
Violent Crime Index
186⚠ High
Population
629,176 ✓ Larger
O'Fallon
Missouri
16
wins
Cost of Living Index
96.3
Median Household Income
$104,863 ✓ Higher
Violent Crime Index
16 ✓ Safer
Population
91,825
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
Louisville/Jefferson County metro government, KY
Pros
Homes cost $79k less ($204,800 vs $283,600)
Rent averages $297/mo less ($1,014 vs $1,311)
Commutes run 4 min shorter each way
Living costs sit below the national average (index 94.0)
2% cheaper overall cost of living than O'Fallon
Cons
Median income trails O'Fallon by $41,749/yr
Violent crime (707.4/100k) is above the U.S. average of 380
Property crime (3326.2/100k) runs high vs the U.S. average
Higher unemployment (5.3% vs 3.1%)
O'Fallon, MO
Pros
92% less violent crime than Louisville/Jefferson County metro government
Households earn $41,749 more per year on average
Stronger job market — unemployment is 2.2 pts lower (3.1%)
Violent crime is well below the national average (59.0 vs 380/100k)
More college-educated — 42.4% hold a bachelor's or higher
Smaller class sizes — 12.7:1 student-teacher ratio
Cons
Cost of living runs 2% higher than Louisville/Jefferson County metro government
Key Differences at a Glance
Louisville/Jefferson County metro government
Cost of Living
2% cheaper
COL index 94.0 vs 96.3 (100 = US avg)
Louisville/Jefferson County metro government
Median Home Value
$79k less
$204,800 vs $283,600
O'Fallon
Median Income
$41,749
$104,863 vs $63,114/yr
O'Fallon
Violent Crime
92% lower
59.0 vs 707.4 per 100k
O'Fallon
Unemployment
2.2 pp lower
3.1% vs 5.3% unemployment
Full Data Comparison
| Metric | Louisville/Jefferson County metro government, KY | O'Fallon, MO |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 94.0 ✓ Cheaper | 96.3 |
| Median Home Value | $204,800 ✓ Lower | $283,600 |
| Median Monthly Rent | $1,014 ✓ Lower | $1,311 |
| 📈 Income & Economy | ||
| Median Household Income | $63,114 | $104,863 ✓ Higher |
| Unemployment Rate | 5.3%⚠ High | 3.1% ✓ Lower |
| Avg Commute Minutes each way | 22.6 min ✓ Shorter | 26.1 min |
| Work From Home % | 10.1% | 14.0% ✓ Higher |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 175⚠ High | 18 ✓ Safer |
| Violent Crime Index 100 = national avg · lower = safer | 186⚠ High | 16 ✓ Safer |
| Property Crime Index 100 = national avg · lower = safer | 158⚠ High | 23 ✓ Safer |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | B (99) | A (118) ✓ Better |
| Student-Teacher Ratio Lower = smaller classes | 15.2:1 | 12.7:1 ✓ Smaller |
| Bachelor's Degree or Higher | 32.9% | 42.4% ✓ Higher |
| High School or Higher | 90.3% | 95.4% ✓ Higher |
| School District Name only — no quality rating available | Jefferson County | FORT ZUMWALT SCHOOL DISTRICT |
| 🌤 Weather | ||
| Avg High — January | 42.4°F ✓ Warmer | 39.3°F |
| Avg High — July | 87.3°F | 87.5°F ✓ Warmer |
| Annual Precipitation | 53.1" | 44.4" ✓ Drier |
| Annual Snowfall | 15.1" | 13.5" ✓ Less |
| 👥 Demographics | ||
| Population | 629,176 ✓ Larger | 91,825 |
| Median Age | 37.9 | 38.0 ✓ Older |
| Homeownership Rate | 60.4% | 80.9% ✓ Higher |
| Under 18 | 22.1% | 24.9% ✓ More |
| Over 65 | 15.8% ✓ More | 13.2% |
Frequently Asked Questions
Louisville/Jefferson County metro government's cost of living index is 94.0 vs O'Fallon's 96.3 (US average = 100).
Louisville/Jefferson County metro government is 2% less expensive overall.
Based on the 23 decided categories above, O'Fallon leads 16 of 23 categories. Louisville/Jefferson County metro government wins 7 and O'Fallon wins 16. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Louisville/Jefferson County metro government to O'Fallon or relocating the other way, focus on the biggest gaps: housing ($204,800 vs $283,600 median home), income ($63,114 vs $104,863), safety, and schools — all covered in the full table above.
Louisville/Jefferson County metro government, KY and O'Fallon, MO are about 278 miles apart (straight-line distance). Driving distance will be longer depending on the route.
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