Head-to-Head · City Comparison
Buffalo, NY
VS
McKinney, TX
🏆 McKinney leads 15 of 23 categories
Buffalo
New York
8
wins
Cost of Living Index
94.4 ✓ Cheaper
Median Household Income
$46,184
Violent Crime Index
186⚠ High
Population
276,688 ✓ Larger
McKinney
Texas
15
wins
Cost of Living Index
103.3⚠ High
Median Household Income
$113,286 ✓ Higher
Violent Crime Index
31 ✓ Safer
Population
196,160
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
Buffalo, NY
Pros
Homes cost $268k less ($132,100 vs $400,400)
Rent averages $798/mo less ($942 vs $1,740)
Commutes run 9 min shorter each way
9% cheaper overall cost of living than McKinney
Cooler summers — July highs near 80°F vs 94°F
Living costs sit below the national average (index 94.4)
Cons
Median income trails McKinney by $67,102/yr
Violent crime (706.2/100k) is above the U.S. average of 380
Property crime (3809.6/100k) runs high vs the U.S. average
Higher unemployment (7.0% vs 3.7%)
McKinney, TX
Pros
Households earn $67,102 more per year on average
83% less violent crime than Buffalo
Stronger job market — unemployment is 3.3 pts lower (3.7%)
Violent crime is well below the national average (117.3 vs 380/100k)
More college-educated — 52.2% hold a bachelor's or higher
Milder winters — January highs near 56°F vs 32°F
Cons
Pricier housing — median home is $400,400
Higher rents — median is $1,740/mo
Cost of living runs 9% higher than Buffalo
Longer commutes — 28.3 min average each way
Key Differences at a Glance
Buffalo
Cost of Living
9% cheaper
COL index 94.4 vs 103.3 (100 = US avg)
Buffalo
Median Home Value
$268k less
$132,100 vs $400,400
McKinney
Median Income
$67,102
$113,286 vs $46,184/yr
McKinney
Violent Crime
83% lower
117.3 vs 706.2 per 100k
McKinney
Unemployment
3.3 pp lower
3.7% vs 7.0% unemployment
McKinney
Summer Heat
14.0°F warmer
July avg high 94.2°F vs 80.2°F
Full Data Comparison
| Metric | Buffalo, NY | McKinney, TX |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 94.4 ✓ Cheaper | 103.3⚠ High |
| Median Home Value | $132,100 ✓ Lower | $400,400⚠ High |
| Median Monthly Rent | $942 ✓ Lower | $1,740⚠ High |
| 📈 Income & Economy | ||
| Median Household Income | $46,184 | $113,286 ✓ Higher |
| Unemployment Rate | 7.0%⚠ High | 3.7% ✓ Lower |
| Avg Commute Minutes each way | 19.6 min ✓ Shorter | 28.3 min⚠ High |
| Work From Home % | 7.9% | 18.5% ✓ Higher |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 184⚠ High | 34 ✓ Safer |
| Violent Crime Index 100 = national avg · lower = safer | 186⚠ High | 31 ✓ Safer |
| Property Crime Index 100 = national avg · lower = safer | 181⚠ High | 39 ✓ Safer |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | B (100) | A+ (130) ✓ Better |
| Student-Teacher Ratio Lower = smaller classes | 10.5:1 ✓ Smaller | 14.1:1 |
| Bachelor's Degree or Higher | 30.0% | 52.2% ✓ Higher |
| High School or Higher | 86.2% | 94.8% ✓ Higher |
| School District Name only — no quality rating available | BUFFALO CITY SCHOOL DISTRICT | MCKINNEY ISD |
| 🌤 Weather | ||
| Avg High — January | 32.1°F | 56.4°F ✓ Warmer |
| Avg High — July | 80.2°F | 94.2°F ✓ Warmer |
| Annual Precipitation | 40.8" ✓ Drier | 42.4" |
| Annual Snowfall | 95.4" | 2.6" ✓ Less |
| 👥 Demographics | ||
| Population | 276,688 ✓ Larger | 196,160 |
| Median Age | 33.9 | 36.9 ✓ Older |
| Homeownership Rate | 42.6% | 64.9% ✓ Higher |
| Under 18 | 22.3% | 27.5% ✓ More |
| Over 65 | 13.4% ✓ More | 10.5% |
Frequently Asked Questions
Buffalo's cost of living index is 94.4 vs McKinney's 103.3 (US average = 100).
Buffalo is 9% less expensive overall.
Based on the 23 decided categories above, McKinney leads 15 of 23 categories. Buffalo wins 8 and McKinney wins 15. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Buffalo to McKinney or relocating the other way, focus on the biggest gaps: housing ($132,100 vs $400,400 median home), income ($46,184 vs $113,286), safety, and schools — all covered in the full table above.
Buffalo, NY and McKinney, TX are about 1,174 miles apart (straight-line distance). Driving distance will be longer depending on the route.