Median Income
$50,278
household / year
Median Home Value
$81,300
owner-occupied
Median Rent
$743
gross / month
Cost of Living
92
national avg = 100

Is Terra Alta, WV a Good Place to Live?

Terra Alta is a small town of 2,040 in West Virginia, with a median household income of $50,278 and a 8.5% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Terra Alta stands out for an affordable cost of living, below-average home prices, solid school ratings (B-).

Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Terra Alta is right for you depends on your priorities — the full breakdown is below.

All Terra Alta city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.3

Terra Alta's overall cost of living index is 92.3, where 100 represents the US national average. Living in Terra Alta costs roughly 8% less than the average American city.

Metric Terra Alta, WV National Avg
Median Home Value $81,300 $244,900
Median Monthly Rent $743 $1,163
Homeownership Rate 67.7% 65.9%
Median Household Income $50,278 $74,755

Crime & Safety

Very Safe

Terra Alta's violent crime rate is 12.0 per 100,000 residents — 97% lower than the national average of ~380 per 100,000.

Violent Crime
12.0 /100k
Property Crime
233.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Terra Alta is served primarily by Preston County Schools. The student-to-teacher ratio is 14.0:1 (better than the national average of ~16:1).

Metric Terra Alta, WV National Avg
School District Preston County Schools
Elementary Schools 8
Middle Schools 1
High Schools 1
Student/Teacher Ratio 14.0:1 16:1
Bachelor's Degree or Higher 5.7% 35.4%
High School Diploma or Higher 79.8% 91.1%

Weather & Climate

Terra Alta sees average highs of 34.0°F in January and 76.7°F in July, with 57.0 inches of annual precipitation and 171.1 inches of snow per year.

MetricTerra Alta, WV
Average High — January34.0°F
Average High — July76.7°F
Annual Precipitation57.0"
Annual Snowfall171.1"

Demographics

MetricTerra Alta, WVNational Avg
Population2,040
Median Age30.938.9
Unemployment Rate8.5%3.7%
Avg Commute Time32.1 min26 min
White (non-Hispanic)86.6%59.3%
Black or African American0.8%13.6%
Hispanic or Latino11.6%18.9%
Asian0.0%6.3%
Under 1831.3%22.2%
65 and over12.0%16.8%

Nearby Cities

ZIP Codes in Terra Alta

Terra Alta, WV is covered by 1 ZIP code:

Terra Alta vs Other Cities

Frequently Asked Questions

Terra Alta's cost of living index is 92, where 100 is the national average. That makes Terra Alta roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $81,300 and median rent is $743/month.
Terra Alta's violent crime rate is 12.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 233.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Terra Alta are operated by Preston County Schools. The district has 8 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 14.0:1. 5.7% of adults 25+ hold a bachelor's degree or higher.
Terra Alta, WV has a population of 2,040, a median household income of $50,278, and an unemployment rate of 8.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Terra Alta averages 34.0°F in January and 76.7°F in July. Annual rainfall is 57.0 inches with about 171.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Terra Alta, WV is covered by 1 ZIP code: 26764.
The population of Terra Alta, West Virginia is 2,040 with a median age of 30.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Terra Alta: cost of living index 92 (100 = US average), median home $81,300, median household income $50,278, crime index 6 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Terra Alta side by side with your current city to see the trade-offs.