What are the schools like in Oakland, MD?

Oakland is served primarily by Garrett County Public Schools. The district operates 8 elementary schools, 1 middle schools, and 2 high schools with a student-to-teacher ratio of 11.8:1.

What is the median household income in Oakland?

The median household income in Oakland, MD is $61,568 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 2.0%.

What is the weather like in Oakland, MD?

Oakland has an average high temperature of 36.7°F in January and 81.0°F in July. Annual precipitation averages 50.8 inches and annual snowfall averages 104.9 inches.

Oakland, MD Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Oakland, MD affordable or expensive?

Oakland's cost of living index is 95, where 100 represents the national average. This means Oakland is 5% less expensive than the average US city. The median home value is $252,000 and the median rent is $638 per month.

Q: What is the crime rate in Oakland, MD?

Crime rate data for Oakland is not currently available from the FBI's reported data.

Is Oakland, MD a Good Place to Live?

Oakland is a small town of 1,995 in Maryland, with a median household income of $61,568 and a 2.0% unemployment rate. Its cost of living index is 95 (US average = 100), which is 5% below the national average.

Strengths: Oakland stands out for an affordable cost of living, solid school ratings (B+), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Oakland is right for you depends on your priorities — the full breakdown is below.

All Oakland city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 94.8

Oakland's overall cost of living index is 94.8, where 100 represents the US national average. Living in Oakland costs roughly 5% less than the average American city.

Metric	Oakland, MD	National Avg
Median Home Value	$252,000	$244,900
Median Monthly Rent	$638	$1,163
Homeownership Rate	52.8%	65.9%
Median Household Income	$61,568	$74,755

Crime & Safety

Crime data for Oakland is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Oakland is served primarily by Garrett County Public Schools. The student-to-teacher ratio is 11.8:1 (better than the national average of ~16:1).

Metric	Oakland, MD	National Avg
School District	Garrett County Public Schools	—
Elementary Schools	8	—
Middle Schools	1	—
High Schools	2	—
Student/Teacher Ratio	11.8:1	16:1
Bachelor's Degree or Higher	26.3%	35.4%
High School Diploma or Higher	90.0%	91.1%

Weather & Climate

Oakland sees average highs of 36.7°F in January and 81.0°F in July, with 50.8 inches of annual precipitation and 104.9 inches of snow per year.

Metric	Oakland, MD
Average High — January	36.7°F
Average High — July	81.0°F
Annual Precipitation	50.8"
Annual Snowfall	104.9"

Demographics

Metric	Oakland, MD	National Avg
Population	1,995	—
Median Age	50.2	38.9
Unemployment Rate	2.0%	3.7%
Avg Commute Time	13.2 min	26 min
White (non-Hispanic)	95.0%	59.3%
Black or African American	1.4%	13.6%
Hispanic or Latino	1.4%	18.9%
Asian	1.4%	6.3%
Under 18	16.6%	22.2%
65 and over	28.8%	16.8%

Nearby Cities

Mountain Lake Park, MD 2 mi Loch Lynn Heights, MD 2 mi Crellin, MD 4 mi Deer Park, MD 4 mi Hutton, MD 4 mi

ZIP Codes in Oakland

Oakland, MD is covered by 1 ZIP code:

21550

Oakland vs Other Cities

Oakland, MD vs Mountain Lake Park, MD Oakland, MD vs Loch Lynn Heights, MD Oakland, MD vs Crellin, MD Oakland, MD vs Deer Park, MD Oakland, MD vs Hutton, MD

Frequently Asked Questions

Is Oakland, MD affordable or expensive?

Oakland's cost of living index is 95, where 100 is the national average. That makes Oakland roughly 5% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $252,000 and median rent is $638/month.

What is the crime rate in Oakland, MD?

Crime data for Oakland is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.

What are the schools like in Oakland?

Public schools in Oakland are operated by Garrett County Public Schools. The district has 8 elementary, 1 middle, and 2 high schools. The student-to-teacher ratio is 11.8:1. 26.3% of adults 25+ hold a bachelor's degree or higher.

Is Oakland, MD a good place to live?

Oakland, MD has a population of 1,995, a median household income of $61,568, and an unemployment rate of 2.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Oakland?

Oakland averages 36.7°F in January and 81.0°F in July. Annual rainfall is 50.8 inches with about 104.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Oakland?

Oakland, MD is covered by 1 ZIP code: 21550.

What is the population of Oakland?

The population of Oakland, Maryland is 1,995 with a median age of 50.2. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Oakland?

Key numbers for living in Oakland: cost of living index 95 (100 = US average), median home $252,000, median household income $61,568, schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Oakland side by side with your current city to see the trade-offs.