Median Income
$96,564
household / year
Median Home Value
$458,800
owner-occupied
Median Rent
$1,991
gross / month
Cost of Living
110
national avg = 100

Is Silverdale, WA a Good Place to Live?

Silverdale is a small city of 21,774 in Washington, with a median household income of $96,564 and a 5.1% unemployment rate. Its cost of living index is 110 (US average = 100), which is 10% above the national average.

Strengths: Silverdale stands out for solid school ratings (B).

Trade-offs: Potential downsides include an above-average cost of living, high home prices, an elevated unemployment rate. Whether Silverdale is right for you depends on your priorities — the full breakdown is below.

All Silverdale city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 110.1

Silverdale's overall cost of living index is 110.1, where 100 represents the US national average. Living in Silverdale costs roughly 10% more than the average American city.

Metric Silverdale, WA National Avg
Median Home Value $458,800 $244,900
Median Monthly Rent $1,991 $1,163
Homeownership Rate 52.4% 65.9%
Median Household Income $96,564 $74,755

Crime & Safety

Safer than Average

Silverdale's violent crime rate is 330.1 per 100,000 residents — 13% lower than the national average of ~380 per 100,000.

Violent Crime
330.1 /100k
Property Crime
2303.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Silverdale is served primarily by Central Kitsap School District. The student-to-teacher ratio is 18.3:1 (slightly above the national average of ~16:1).

Metric Silverdale, WA National Avg
School District Central Kitsap School District —
Elementary Schools 12 —
Middle Schools 3 —
High Schools 3 —
Student/Teacher Ratio 18.3:1 16:1
Bachelor's Degree or Higher 34.3% 35.4%
High School Diploma or Higher 95.4% 91.1%

Weather & Climate

Silverdale sees average highs of 46.6°F in January and 76.5°F in July, with 45.2 inches of annual precipitation and 3.0 inches of snow per year.

MetricSilverdale, WA
Average High — January46.6°F
Average High — July76.5°F
Annual Precipitation45.2"
Annual Snowfall3.0"

Demographics

MetricSilverdale, WANational Avg
Population21,774—
Median Age37.738.9
Unemployment Rate5.1%3.7%
Avg Commute Time27.2 min26 min
White (non-Hispanic)70.0%59.3%
Black or African American5.6%13.6%
Hispanic or Latino5.3%18.9%
Asian9.0%6.3%
Under 1820.8%22.2%
65 and over18.0%16.8%

Nearby Cities

Keyport, WA 3 mi Chico, WA 4 mi Bangor Base, WA 4 mi Tracyton, WA 4 mi Erlands Point, WA 5 mi

ZIP Codes in Silverdale

Silverdale, WA is covered by 1 ZIP code:

98383

Silverdale vs Other Cities

Silverdale, WA vs Keyport, WA Silverdale, WA vs Chico, WA Silverdale, WA vs Bangor Base, WA Silverdale, WA vs Tracyton, WA Silverdale, WA vs Erlands Point, WA

Frequently Asked Questions

Silverdale's cost of living index is 110, where 100 is the national average. That puts Silverdale roughly 10% above the national average in cost. The median home price is $458,800 and median rent is $1,991/month.
Silverdale's violent crime rate is 330.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2303.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Silverdale are operated by Central Kitsap School District. The district has 12 elementary, 3 middle, and 3 high schools. The student-to-teacher ratio is 18.3:1. 34.3% of adults 25+ hold a bachelor's degree or higher.
Silverdale, WA has a population of 21,774, a median household income of $96,564, and an unemployment rate of 5.1%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Silverdale averages 46.6°F in January and 76.5°F in July. Annual rainfall is 45.2 inches with about 3.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Silverdale, WA is covered by 1 ZIP code: 98383.
The population of Silverdale, Washington is 21,774 with a median age of 37.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Silverdale: cost of living index 110 (100 = US average), median home $458,800, median household income $96,564, crime index 96 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Silverdale side by side with your current city to see the trade-offs.