Is Oak Harbor, WA a Good Place to Live?
Oak Harbor is a small city of 24,458 in Washington, with a median household income of $68,039 and a 6.9% unemployment rate. Its cost of living index is 107 (US average = 100), which is 7% above the national average.
Strengths: Oak Harbor stands out for lower-than-average crime, solid school ratings (B-), short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Oak Harbor is right for you depends on your priorities — the full breakdown is below.
All Oak Harbor city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 107.0Oak Harbor's overall cost of living index is 107.0, where 100 represents the US national average. Living in Oak Harbor costs roughly 7% more than the average American city.
| Metric | Oak Harbor, WA | National Avg |
|---|---|---|
| Median Home Value | $381,000 | $244,900 |
| Median Monthly Rent | $1,528 | $1,163 |
| Homeownership Rate | 47.3% | 65.9% |
| Median Household Income | $68,039 | $74,755 |
Crime & Safety
Very SafeOak Harbor's violent crime rate is 113.4 per 100,000 residents — 70% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Oak Harbor is served primarily by Oak Harbor School District. The student-to-teacher ratio is 16.7:1 (slightly above the national average of ~16:1).
| Metric | Oak Harbor, WA | National Avg |
|---|---|---|
| School District | Oak Harbor School District | — |
| Elementary Schools | 5 | — |
| Middle Schools | 2 | — |
| High Schools | 2 | — |
| Student/Teacher Ratio | 16.7:1 | 16:1 |
| Bachelor's Degree or Higher | 27.1% | 35.4% |
| High School Diploma or Higher | 94.8% | 91.1% |
Weather & Climate
Oak Harbor sees average highs of 49.3°F in January and 69.0°F in July, with 25.7 inches of annual precipitation and 5.4 inches of snow per year.
| Metric | Oak Harbor, WA |
|---|---|
| Average High — January | 49.3°F |
| Average High — July | 69.0°F |
| Annual Precipitation | 25.7" |
| Annual Snowfall | 5.4" |
Demographics
| Metric | Oak Harbor, WA | National Avg |
|---|---|---|
| Population | 24,458 | — |
| Median Age | 31.7 | 38.9 |
| Unemployment Rate | 6.9% | 3.7% |
| Avg Commute Time | 19.7 min | 26 min |
| White (non-Hispanic) | 67.3% | 59.3% |
| Black or African American | 5.4% | 13.6% |
| Hispanic or Latino | 7.5% | 18.9% |
| Asian | 8.4% | 6.3% |
| Under 18 | 27.3% | 22.2% |
| 65 and over | 12.3% | 16.8% |
Nearby Cities
ZIP Codes in Oak Harbor
Oak Harbor, WA is covered by 1 ZIP code: