What are the schools like in Mill Creek, WA?

Mill Creek is served primarily by Everett School District. The district operates 18 elementary schools, 5 middle schools, and 8 high schools with a student-to-teacher ratio of 19.1:1.

What is the median household income in Mill Creek?

The median household income in Mill Creek, WA is $118,276 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 4.2%.

What is the weather like in Mill Creek, WA?

Mill Creek has an average high temperature of 45.8°F in January and 72.3°F in July. Annual precipitation averages 45.2 inches and annual snowfall averages 3.0 inches.

Mill Creek, WA Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Mill Creek, WA affordable or expensive?

Mill Creek's cost of living index is 113, where 100 represents the national average. This means Mill Creek is 13% more expensive than the average US city. The median home value is $777,500 and the median rent is $2,134 per month.

Q: What is the crime rate in Mill Creek, WA?

Mill Creek has a violent crime rate of 125.7 incidents per 100,000 residents and a property crime rate of 1832.1 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Mill Creek, WA a Good Place to Live?

Mill Creek is a small city of 20,797 in Washington, with a median household income of $118,276 and a 4.2% unemployment rate. Its cost of living index is 113 (US average = 100), which is 13% above the national average.

Strengths: Mill Creek stands out for lower-than-average crime, solid school ratings (A-), a well-educated population.

Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes. Whether Mill Creek is right for you depends on your priorities — the full breakdown is below.

All Mill Creek city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 113.0

Mill Creek's overall cost of living index is 113.0, where 100 represents the US national average. Living in Mill Creek costs roughly 13% more than the average American city.

Metric	Mill Creek, WA	National Avg
Median Home Value	$777,500	$244,900
Median Monthly Rent	$2,134	$1,163
Homeownership Rate	60.8%	65.9%
Median Household Income	$118,276	$74,755

Crime & Safety

Very Safe

Mill Creek's violent crime rate is 125.7 per 100,000 residents — 67% lower than the national average of ~380 per 100,000.

Violent Crime

125.7 /100k

Property Crime

1832.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Mill Creek is served primarily by Everett School District. The student-to-teacher ratio is 19.1:1 (slightly above the national average of ~16:1).

Metric	Mill Creek, WA	National Avg
School District	Everett School District	—
Elementary Schools	18	—
Middle Schools	5	—
High Schools	8	—
Student/Teacher Ratio	19.1:1	16:1
Bachelor's Degree or Higher	52.6%	35.4%
High School Diploma or Higher	97.0%	91.1%

Weather & Climate

Mill Creek sees average highs of 45.8°F in January and 72.3°F in July, with 45.2 inches of annual precipitation and 3.0 inches of snow per year.

Metric	Mill Creek, WA
Average High — January	45.8°F
Average High — July	72.3°F
Annual Precipitation	45.2"
Annual Snowfall	3.0"

Demographics

Metric	Mill Creek, WA	National Avg
Population	20,797	—
Median Age	38.3	38.9
Unemployment Rate	4.2%	3.7%
Avg Commute Time	34.1 min	26 min
White (non-Hispanic)	62.5%	59.3%
Black or African American	4.6%	13.6%
Hispanic or Latino	5.2%	18.9%
Asian	20.4%	6.3%
Under 18	22.2%	22.2%
65 and over	15.0%	16.8%

Nearby Cities

Martha Lake, WA 2 mi Lake Stickney, WA 2 mi Mill Creek East, WA 2 mi Larch Way, WA 2 mi Eastmont, WA 3 mi

ZIP Codes in Mill Creek

Mill Creek, WA is covered by 1 ZIP code:

98012

Mill Creek vs Other Cities

Mill Creek, WA vs Martha Lake, WA Mill Creek, WA vs Lake Stickney, WA Mill Creek, WA vs Mill Creek East, WA Mill Creek, WA vs Larch Way, WA Mill Creek, WA vs Eastmont, WA

Frequently Asked Questions

Is Mill Creek, WA affordable or expensive?

Mill Creek's cost of living index is 113, where 100 is the national average. That puts Mill Creek roughly 13% above the national average in cost. The median home price is $777,500 and median rent is $2,134/month.

What is the crime rate in Mill Creek, WA?

Mill Creek's violent crime rate is 125.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1832.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Mill Creek?

Public schools in Mill Creek are operated by Everett School District. The district has 18 elementary, 5 middle, and 8 high schools. The student-to-teacher ratio is 19.1:1. 52.6% of adults 25+ hold a bachelor's degree or higher.

Is Mill Creek, WA a good place to live?

Mill Creek, WA has a population of 20,797, a median household income of $118,276, and an unemployment rate of 4.2%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Mill Creek?

Mill Creek averages 45.8°F in January and 72.3°F in July. Annual rainfall is 45.2 inches with about 3.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Mill Creek?

Mill Creek, WA is covered by 1 ZIP code: 98012.

What is the population of Mill Creek?

The population of Mill Creek, Washington is 20,797 with a median age of 38.3. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Mill Creek?

Key numbers for living in Mill Creek: cost of living index 113 (100 = US average), median home $777,500, median household income $118,276, crime index 55 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Mill Creek side by side with your current city to see the trade-offs.