Median Income
$60,313
household / year
Median Home Value
$226,400
owner-occupied
Median Rent
$710
gross / month
Cost of Living
93
national avg = 100

Is Montross, VA a Good Place to Live?

Montross is a small town of 368 in Virginia, with a median household income of $60,313 and a 0.9% unemployment rate. Its cost of living index is 93 (US average = 100), which is 7% below the national average.

Strengths: Montross stands out for an affordable cost of living, below-average home prices, solid school ratings (A-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Montross is right for you depends on your priorities — the full breakdown is below.

All Montross city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 93.2

Montross's overall cost of living index is 93.2, where 100 represents the US national average. Living in Montross costs roughly 7% less than the average American city.

Metric Montross, VA National Avg
Median Home Value $226,400 $244,900
Median Monthly Rent $710 $1,163
Homeownership Rate 65.3% 65.9%
Median Household Income $60,313 $74,755

Crime & Safety

Very Safe

Montross's violent crime rate is 244.2 per 100,000 residents — 36% lower than the national average of ~380 per 100,000.

Violent Crime
244.2 /100k
Property Crime
716.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Montross is served primarily by Westmoreland County Public Schools. The student-to-teacher ratio is 11.8:1 (better than the national average of ~16:1).

Metric Montross, VA National Avg
School District Westmoreland County Public Schools
Elementary Schools 2
Middle Schools 1
High Schools 1
Student/Teacher Ratio 11.8:1 16:1
Bachelor's Degree or Higher 31.1% 35.4%
High School Diploma or Higher 93.3% 91.1%

Weather & Climate

Montross sees average highs of 46.8°F in January and 88.4°F in July, with 46.6 inches of annual precipitation and 11.5 inches of snow per year.

MetricMontross, VA
Average High — January46.8°F
Average High — July88.4°F
Annual Precipitation46.6"
Annual Snowfall11.5"

Demographics

MetricMontross, VANational Avg
Population368
Median Age44.038.9
Unemployment Rate0.9%3.7%
Avg Commute Time17.8 min26 min
White (non-Hispanic)75.8%59.3%
Black or African American12.8%13.6%
Hispanic or Latino0.0%18.9%
Asian9.0%6.3%
Under 188.7%22.2%
65 and over33.7%16.8%

Nearby Cities

ZIP Codes in Montross

Montross, VA is covered by 1 ZIP code:

Montross vs Other Cities

Frequently Asked Questions

Montross's cost of living index is 93, where 100 is the national average. That makes Montross roughly 7% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $226,400 and median rent is $710/month.
Montross's violent crime rate is 244.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 716.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Montross are operated by Westmoreland County Public Schools. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 11.8:1. 31.1% of adults 25+ hold a bachelor's degree or higher.
Montross, VA has a population of 368, a median household income of $60,313, and an unemployment rate of 0.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Montross averages 46.8°F in January and 88.4°F in July. Annual rainfall is 46.6 inches with about 11.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Montross, VA is covered by 1 ZIP code: 22520.
The population of Montross, Virginia is 368 with a median age of 44.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Montross: cost of living index 93 (100 = US average), median home $226,400, median household income $60,313, crime index 52 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Montross side by side with your current city to see the trade-offs.