What are the schools like in Rock Point, MD?

Rock Point is served primarily by Charles County Public Schools. The district operates 23 elementary schools, 9 middle schools, and 8 high schools with a student-to-teacher ratio of 14.4:1.

What is the median household income in Rock Point?

The median household income in Rock Point, MD is N/A according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 0.0%.

What is the weather like in Rock Point, MD?

Rock Point has an average high temperature of 44.2°F in January and 85.3°F in July. Annual precipitation averages 46.6 inches and annual snowfall averages 15.1 inches.

Rock Point, MD Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Rock Point, MD affordable or expensive?

Rock Point's cost of living index is 109, where 100 represents the national average. This means Rock Point is 9% more expensive than the average US city. The median home value is N/A and the median rent is N/A per month.

Q: What is the crime rate in Rock Point, MD?

Crime rate data for Rock Point is not currently available from the FBI's reported data.

Is Rock Point, MD a Good Place to Live?

Rock Point is a small town of 84 in Maryland, with a median household income of N/A . Its cost of living index is 109 (US average = 100), which is 9% above the national average.

Strengths: Rock Point stands out for solid school ratings (A), a well-educated population.

Trade-offs: No major red flags stand out in the available data. Whether Rock Point is right for you depends on your priorities — the full breakdown is below.

All Rock Point city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 108.6

Rock Point's overall cost of living index is 108.6, where 100 represents the US national average. Living in Rock Point costs roughly 9% more than the average American city.

Metric	Rock Point, MD	National Avg
Median Home Value	N/A	$244,900
Median Monthly Rent	N/A	$1,163
Homeownership Rate	50.0%	65.9%
Median Household Income	N/A	$74,755

Crime & Safety

Crime data for Rock Point is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Rock Point is served primarily by Charles County Public Schools. The student-to-teacher ratio is 14.4:1 (better than the national average of ~16:1).

Metric	Rock Point, MD	National Avg
School District	Charles County Public Schools	—
Elementary Schools	23	—
Middle Schools	9	—
High Schools	8	—
Student/Teacher Ratio	14.4:1	16:1
Bachelor's Degree or Higher	100.0%	35.4%
High School Diploma or Higher	100.0%	91.1%

Weather & Climate

Rock Point sees average highs of 44.2°F in January and 85.3°F in July, with 46.6 inches of annual precipitation and 15.1 inches of snow per year.

Metric	Rock Point, MD
Average High — January	44.2°F
Average High — July	85.3°F
Annual Precipitation	46.6"
Annual Snowfall	15.1"

Demographics

Metric	Rock Point, MD	National Avg
Population	84	—
Median Age	32.5	38.9
Unemployment Rate	0.0%	3.7%
Avg Commute Time	N/A	26 min
White (non-Hispanic)	100.0%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	0.0%	18.9%
Asian	0.0%	6.3%
Under 18	42.9%	22.2%
65 and over	31.0%	16.8%

Nearby Cities

Cobb Island, MD 1 mi Colonial Beach, VA 8 mi Dahlgren Center, VA 11 mi Leonardtown, MD 11 mi Mechanicsville, MD 12 mi

ZIP Codes in Rock Point

Rock Point, MD is covered by 1 ZIP code:

20664

Rock Point vs Other Cities

Rock Point, MD vs Cobb Island, MD Rock Point, MD vs Colonial Beach, VA Rock Point, MD vs Dahlgren Center, VA Rock Point, MD vs Leonardtown, MD Rock Point, MD vs Mechanicsville, MD

Frequently Asked Questions

Is Rock Point, MD affordable or expensive?

Rock Point's cost of living index is 109, where 100 is the national average. That puts Rock Point roughly 9% above the national average in cost. The median home price is N/A and median rent is N/A/month.

What is the crime rate in Rock Point, MD?

Crime data for Rock Point is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.

What are the schools like in Rock Point?

Public schools in Rock Point are operated by Charles County Public Schools. The district has 23 elementary, 9 middle, and 8 high schools. The student-to-teacher ratio is 14.4:1. 100.0% of adults 25+ hold a bachelor's degree or higher.

Is Rock Point, MD a good place to live?

Rock Point, MD has a population of 84, a median household income of N/A, and an unemployment rate of 0.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Rock Point?

Rock Point averages 44.2°F in January and 85.3°F in July. Annual rainfall is 46.6 inches with about 15.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Rock Point?

Rock Point, MD is covered by 1 ZIP code: 20664.

What is the population of Rock Point?

The population of Rock Point, Maryland is 84 with a median age of 32.5. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Rock Point?

Key numbers for living in Rock Point: cost of living index 109 (100 = US average), median home N/A, median household income N/A, schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Rock Point side by side with your current city to see the trade-offs.