Is White Settlement, TX a Good Place to Live?
White Settlement is a small city of 18,106 in Texas, with a median household income of $52,999 and a 3.8% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.
Strengths: White Settlement stands out for below-average home prices, lower-than-average crime, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether White Settlement is right for you depends on your priorities — the full breakdown is below.
All White Settlement city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 103.3White Settlement's overall cost of living index is 103.3, where 100 represents the US national average. Living in White Settlement costs roughly 3% more than the average American city.
| Metric | White Settlement, TX | National Avg |
|---|---|---|
| Median Home Value | $160,100 | $244,900 |
| Median Monthly Rent | $1,185 | $1,163 |
| Homeownership Rate | 60.1% | 65.9% |
| Median Household Income | $52,999 | $74,755 |
Crime & Safety
Safer than AverageWhite Settlement's violent crime rate is 256.7 per 100,000 residents — 32% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
White Settlement is served primarily by WHITE SETTLEMENT ISD. The student-to-teacher ratio is 16.0:1 .
| Metric | White Settlement, TX | National Avg |
|---|---|---|
| School District | WHITE SETTLEMENT ISD | — |
| Elementary Schools | 5 | — |
| Middle Schools | 1 | — |
| High Schools | 2 | — |
| Student/Teacher Ratio | 16.0:1 | 16:1 |
| Bachelor's Degree or Higher | 15.6% | 35.4% |
| High School Diploma or Higher | 83.4% | 91.1% |
Weather & Climate
White Settlement sees average highs of 58.8°F in January and 96.9°F in July, with 32.6 inches of annual precipitation .
| Metric | White Settlement, TX |
|---|---|
| Average High — January | 58.8°F |
| Average High — July | 96.9°F |
| Annual Precipitation | 32.6" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | White Settlement, TX | National Avg |
|---|---|---|
| Population | 18,106 | — |
| Median Age | 35.8 | 38.9 |
| Unemployment Rate | 3.8% | 3.7% |
| Avg Commute Time | 22.7 min | 26 min |
| White (non-Hispanic) | 66.7% | 59.3% |
| Black or African American | 6.2% | 13.6% |
| Hispanic or Latino | 23.3% | 18.9% |
| Asian | 1.4% | 6.3% |
| Under 18 | 26.4% | 22.2% |
| 65 and over | 15.0% | 16.8% |