What are the schools like in Temple, TX?

Temple is served primarily by TEMPLE ISD. The district operates 8 elementary schools, 3 middle schools, and 3 high schools with a student-to-teacher ratio of 14.6:1.

What is the median household income in Temple?

The median household income in Temple, TX is $61,003 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 7.1%.

What is the weather like in Temple, TX?

Temple has an average high temperature of 60.0°F in January and 95.2°F in July. Annual precipitation averages 38.0 inches.

Temple, TX Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Temple, TX affordable or expensive?

Temple's cost of living index is 92, where 100 represents the national average. This means Temple is 8% less expensive than the average US city. The median home value is $191,300 and the median rent is $1,088 per month.

Q: What is the crime rate in Temple, TX?

Temple has a violent crime rate of 316.9 incidents per 100,000 residents and a property crime rate of 2362.1 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Temple, TX a Good Place to Live?

Temple is a mid-sized city of 83,473 in Texas, with a median household income of $61,003 and a 7.1% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Temple stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Temple is right for you depends on your priorities — the full breakdown is below.

All Temple city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.8

Temple's overall cost of living index is 91.8, where 100 represents the US national average. Living in Temple costs roughly 8% less than the average American city.

Metric	Temple, TX	National Avg
Median Home Value	$191,300	$244,900
Median Monthly Rent	$1,088	$1,163
Homeownership Rate	52.8%	65.9%
Median Household Income	$61,003	$74,755

Crime & Safety

Safer than Average

Temple's violent crime rate is 316.9 per 100,000 residents — 17% lower than the national average of ~380 per 100,000.

Violent Crime

316.9 /100k

Property Crime

2362.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Temple is served primarily by TEMPLE ISD. The student-to-teacher ratio is 14.6:1 (better than the national average of ~16:1).

Metric	Temple, TX	National Avg
School District	TEMPLE ISD	—
Elementary Schools	8	—
Middle Schools	3	—
High Schools	3	—
Student/Teacher Ratio	14.6:1	16:1
Bachelor's Degree or Higher	29.8%	35.4%
High School Diploma or Higher	88.2%	91.1%

Weather & Climate

Temple sees average highs of 60.0°F in January and 95.2°F in July, with 38.0 inches of annual precipitation .

Metric	Temple, TX
Average High — January	60.0°F
Average High — July	95.2°F
Annual Precipitation	38.0"
Annual Snowfall	Trace / None

Demographics

Metric	Temple, TX	National Avg
Population	83,473	—
Median Age	34.0	38.9
Unemployment Rate	7.1%	3.7%
Avg Commute Time	19.7 min	26 min
White (non-Hispanic)	65.6%	59.3%
Black or African American	13.2%	13.6%
Hispanic or Latino	13.3%	18.9%
Asian	2.1%	6.3%
Under 18	27.5%	22.2%
65 and over	14.9%	16.8%

Nearby Cities

Morgan's Point Resort, TX 5 mi Belton, TX 6 mi Pendleton, TX 7 mi Troy, TX 8 mi Little River-Academy, TX 9 mi

ZIP Codes in Temple

Temple, TX is covered by 3 ZIP codes:

76502 76504 76501

Temple vs Other Cities

Temple, TX vs Morgan's Point Resort, TX Temple, TX vs Belton, TX Temple, TX vs Pendleton, TX Temple, TX vs Troy, TX Temple, TX vs Little River-Academy, TX

Frequently Asked Questions

Is Temple, TX affordable or expensive?

Temple's cost of living index is 92, where 100 is the national average. That makes Temple roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $191,300 and median rent is $1,088/month.

What is the crime rate in Temple, TX?

Temple's violent crime rate is 316.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2362.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Temple?

Public schools in Temple are operated by TEMPLE ISD. The district has 8 elementary, 3 middle, and 3 high schools. The student-to-teacher ratio is 14.6:1. 29.8% of adults 25+ hold a bachelor's degree or higher.

Is Temple, TX a good place to live?

Temple, TX has a population of 83,473, a median household income of $61,003, and an unemployment rate of 7.1%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Temple?

Temple averages 60.0°F in January and 95.2°F in July. Annual rainfall is 38.0 inches . Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Temple?

Temple, TX is covered by 3 ZIP codes: 76502, 76504, 76501.

What is the population of Temple?

The population of Temple, Texas is 83,473 with a median age of 34.0. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Temple?

Key numbers for living in Temple: cost of living index 92 (100 = US average), median home $191,300, median household income $61,003, crime index 95 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Temple side by side with your current city to see the trade-offs.