What are the schools like in Belton, TX?

Belton is served primarily by BELTON ISD. The district operates 11 elementary schools, 4 middle schools, and 4 high schools with a student-to-teacher ratio of 14.0:1.

What is the median household income in Belton?

The median household income in Belton, TX is $57,025 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 3.6%.

What is the weather like in Belton, TX?

Belton has an average high temperature of 60.0°F in January and 95.2°F in July. Annual precipitation averages 37.0 inches.

Belton, TX Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Belton, TX affordable or expensive?

Belton's cost of living index is 92, where 100 represents the national average. This means Belton is 8% less expensive than the average US city. The median home value is $224,700 and the median rent is $1,159 per month.

Q: What is the crime rate in Belton, TX?

Belton has a violent crime rate of 92.7 incidents per 100,000 residents and a property crime rate of 1943.0 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Belton, TX a Good Place to Live?

Belton is a small city of 23,137 in Texas, with a median household income of $57,025 and a 3.6% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Belton stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Belton is right for you depends on your priorities — the full breakdown is below.

All Belton city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.8

Belton's overall cost of living index is 91.8, where 100 represents the US national average. Living in Belton costs roughly 8% less than the average American city.

Metric	Belton, TX	National Avg
Median Home Value	$224,700	$244,900
Median Monthly Rent	$1,159	$1,163
Homeownership Rate	49.5%	65.9%
Median Household Income	$57,025	$74,755

Crime & Safety

Very Safe

Belton's violent crime rate is 92.7 per 100,000 residents — 76% lower than the national average of ~380 per 100,000.

Violent Crime

92.7 /100k

Property Crime

1943.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Belton is served primarily by BELTON ISD. The student-to-teacher ratio is 14.0:1 (better than the national average of ~16:1).

Metric	Belton, TX	National Avg
School District	BELTON ISD	—
Elementary Schools	11	—
Middle Schools	4	—
High Schools	4	—
Student/Teacher Ratio	14.0:1	16:1
Bachelor's Degree or Higher	29.2%	35.4%
High School Diploma or Higher	88.6%	91.1%

Weather & Climate

Belton sees average highs of 60.0°F in January and 95.2°F in July, with 37.0 inches of annual precipitation .

Metric	Belton, TX
Average High — January	60.0°F
Average High — July	95.2°F
Annual Precipitation	37.0"
Annual Snowfall	Trace / None

Demographics

Metric	Belton, TX	National Avg
Population	23,137	—
Median Age	28.7	38.9
Unemployment Rate	3.6%	3.7%
Avg Commute Time	19.8 min	26 min
White (non-Hispanic)	69.1%	59.3%
Black or African American	9.1%	13.6%
Hispanic or Latino	15.6%	18.9%
Asian	1.1%	6.3%
Under 18	26.4%	22.2%
65 and over	11.5%	16.8%

Nearby Cities

Temple, TX 6 mi Morgan's Point Resort, TX 7 mi Salado, TX 8 mi Nolanville, TX 8 mi Little River-Academy, TX 9 mi

ZIP Codes in Belton

Belton, TX is covered by 1 ZIP code:

76513

Belton vs Other Cities

Belton, TX vs Temple, TX Belton, TX vs Morgan's Point Resort, TX Belton, TX vs Salado, TX Belton, TX vs Nolanville, TX Belton, TX vs Little River-Academy, TX

Frequently Asked Questions

Is Belton, TX affordable or expensive?

Belton's cost of living index is 92, where 100 is the national average. That makes Belton roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $224,700 and median rent is $1,159/month.

What is the crime rate in Belton, TX?

Belton's violent crime rate is 92.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1943.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Belton?

Public schools in Belton are operated by BELTON ISD. The district has 11 elementary, 4 middle, and 4 high schools. The student-to-teacher ratio is 14.0:1. 29.2% of adults 25+ hold a bachelor's degree or higher.

Is Belton, TX a good place to live?

Belton, TX has a population of 23,137, a median household income of $57,025, and an unemployment rate of 3.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Belton?

Belton averages 60.0°F in January and 95.2°F in July. Annual rainfall is 37.0 inches . Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Belton?

Belton, TX is covered by 1 ZIP code: 76513.

What is the population of Belton?

The population of Belton, Texas is 23,137 with a median age of 28.7. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Belton?

Key numbers for living in Belton: cost of living index 92 (100 = US average), median home $224,700, median household income $57,025, crime index 52 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Belton side by side with your current city to see the trade-offs.