Median Income
$99,752
household / year
Median Home Value
$245,100
owner-occupied
Median Rent
$1,668
gross / month
Cost of Living
103
national avg = 100

Is Saginaw, TX a Good Place to Live?

Saginaw is a small city of 24,106 in Texas, with a median household income of $99,752 and a 3.5% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.

Strengths: Saginaw stands out for lower-than-average crime.

Trade-offs: No major red flags stand out in the available data. Whether Saginaw is right for you depends on your priorities — the full breakdown is below.

All Saginaw city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 103.3

Saginaw's overall cost of living index is 103.3, where 100 represents the US national average. Living in Saginaw costs roughly 3% more than the average American city.

Metric Saginaw, TX National Avg
Median Home Value $245,100 $244,900
Median Monthly Rent $1,668 $1,163
Homeownership Rate 72.4% 65.9%
Median Household Income $99,752 $74,755

Crime & Safety

Safer than Average

Saginaw's violent crime rate is 258.5 per 100,000 residents — 32% lower than the national average of ~380 per 100,000.

Violent Crime
258.5 /100k
Property Crime
1378.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Saginaw is served primarily by EAGLE MT-SAGINAW ISD. The student-to-teacher ratio is 15.8:1 (better than the national average of ~16:1).

Metric Saginaw, TX National Avg
School District EAGLE MT-SAGINAW ISD —
Elementary Schools 18 —
Middle Schools 7 —
High Schools 5 —
Student/Teacher Ratio 15.8:1 16:1
Bachelor's Degree or Higher 26.6% 35.4%
High School Diploma or Higher 89.1% 91.1%

Weather & Climate

Saginaw sees average highs of 56.4°F in January and 95.7°F in July, with 37.8 inches of annual precipitation and 2.0 inches of snow per year.

MetricSaginaw, TX
Average High — January56.4°F
Average High — July95.7°F
Annual Precipitation37.8"
Annual Snowfall2.0"

Demographics

MetricSaginaw, TXNational Avg
Population24,106—
Median Age36.638.9
Unemployment Rate3.5%3.7%
Avg Commute Time27.4 min26 min
White (non-Hispanic)73.4%59.3%
Black or African American7.4%13.6%
Hispanic or Latino14.8%18.9%
Asian1.5%6.3%
Under 1826.6%22.2%
65 and over13.0%16.8%

Nearby Cities

Blue Mound, TX 2 mi Sansom Park, TX 5 mi Lake Worth, TX 5 mi Fort Worth, TX 6 mi Haltom City, TX 6 mi

Saginaw vs Other Cities

Saginaw, TX vs Blue Mound, TX Saginaw, TX vs Sansom Park, TX Saginaw, TX vs Lake Worth, TX Saginaw, TX vs Fort Worth, TX Saginaw, TX vs Haltom City, TX

Frequently Asked Questions

Saginaw's cost of living index is 103, where 100 is the national average. That puts Saginaw roughly 3% above the national average in cost. The median home price is $245,100 and median rent is $1,668/month.
Saginaw's violent crime rate is 258.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1378.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Saginaw are operated by EAGLE MT-SAGINAW ISD. The district has 18 elementary, 7 middle, and 5 high schools. The student-to-teacher ratio is 15.8:1. 26.6% of adults 25+ hold a bachelor's degree or higher.
Saginaw, TX has a population of 24,106, a median household income of $99,752, and an unemployment rate of 3.5%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Saginaw averages 56.4°F in January and 95.7°F in July. Annual rainfall is 37.8 inches with about 2.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Saginaw, Texas is 24,106 with a median age of 36.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Saginaw: cost of living index 103 (100 = US average), median home $245,100, median household income $99,752, crime index 67 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Saginaw side by side with your current city to see the trade-offs.