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Graham is a small town of 8,726 in Texas, with a median household income of $63,361
and a 1.5% unemployment rate.
Its cost of living index is 92 (US average = 100), which is
8% below the national average.
Strengths:
Graham stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Graham is right for you depends on your priorities — the full breakdown is below.
All Graham city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.5
Graham's overall cost of living index is 92.5,
where 100 represents the US national average.
Living in Graham costs roughly 8% less than the average American city.
Metric
Graham, TX
National Avg
Median Home Value
$142,800
$244,900
Median Monthly Rent
$898
$1,163
Homeownership Rate
63.4%
65.9%
Median Household Income
$63,361
$74,755
Crime & Safety
Very Safe
Graham's violent crime rate is 169.4 per 100,000 residents
— 55% lower than the national average of ~380 per 100,000.
Violent Crime
169.4 /100k
Property Crime
621.3 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Graham is served primarily by GRAHAM ISD.
The student-to-teacher ratio is 13.7:1
(better than the national average of ~16:1).
Metric
Graham, TX
National Avg
School District
GRAHAM ISD
—
Elementary Schools
1
—
Middle Schools
1
—
High Schools
2
—
Student/Teacher Ratio
13.7:1
16:1
Bachelor's Degree or Higher
19.1%
35.4%
High School Diploma or Higher
86.1%
91.1%
Weather & Climate
Graham sees average highs of 57.4°F in January
and 97.7°F in July,
with 30.0 inches of annual precipitation
and 1.2 inches of snow per year.
Graham's cost of living index is 92, where 100 is the national average.
That makes Graham roughly 8% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $142,800 and median rent is $898/month.
Graham's violent crime rate is 169.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 621.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Graham are operated by GRAHAM ISD.
The district has 1 elementary, 1 middle, and 2 high schools.
The student-to-teacher ratio is 13.7:1. 19.1% of adults 25+ hold a bachelor's degree or higher.
Graham, TX has a population of 8,726, a median household income of $63,361, and an unemployment rate of 1.5%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Graham averages 57.4°F in January and 97.7°F in July. Annual rainfall is 30.0 inches
with about 1.2 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Graham, TX is covered by 1 ZIP code: 76450.
The population of Graham, Texas is 8,726 with a median age of 36.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Graham: cost of living index 92 (100 = US average), median home $142,800, median household income $63,361, crime index 39 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Graham side by side with your current city to see the trade-offs.
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