Median Income
$48,068
household / year
Median Home Value
$95,000
owner-occupied
Median Rent
$748
gross / month
Cost of Living
89
national avg = 100

Is Graford, TX a Good Place to Live?

Graford is a small town of 736 in Texas, with a median household income of $48,068 and a 9.5% unemployment rate. Its cost of living index is 89 (US average = 100), which is 11% below the national average.

Strengths: Graford stands out for an affordable cost of living, below-average home prices, solid school ratings (A-).

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Graford is right for you depends on your priorities — the full breakdown is below.

All Graford city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.0

Graford's overall cost of living index is 89.0, where 100 represents the US national average. Living in Graford costs roughly 11% less than the average American city.

Metric Graford, TX National Avg
Median Home Value $95,000 $244,900
Median Monthly Rent $748 $1,163
Homeownership Rate 87.9% 65.9%
Median Household Income $48,068 $74,755

Crime & Safety

Safer than Average

Graford's violent crime rate is 250.1 per 100,000 residents — 34% lower than the national average of ~380 per 100,000.

Violent Crime
250.1 /100k
Property Crime
1846.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Graford is served primarily by GRAFORD ISD. The student-to-teacher ratio is 8.7:1 (better than the national average of ~16:1).

Metric Graford, TX National Avg
School District GRAFORD ISD
Elementary Schools N/A
Middle Schools N/A
High Schools N/A
Student/Teacher Ratio 8.7:1 16:1
Bachelor's Degree or Higher 14.5% 35.4%
High School Diploma or Higher 93.0% 91.1%

Weather & Climate

Graford sees average highs of 58.0°F in January and 96.1°F in July, with 34.4 inches of annual precipitation .

MetricGraford, TX
Average High — January58.0°F
Average High — July96.1°F
Annual Precipitation34.4"
Annual SnowfallTrace / None

Demographics

MetricGraford, TXNational Avg
Population736
Median Age35.738.9
Unemployment Rate9.5%3.7%
Avg Commute Time27.1 min26 min
White (non-Hispanic)95.2%59.3%
Black or African American0.0%13.6%
Hispanic or Latino3.0%18.9%
Asian0.0%6.3%
Under 1826.8%22.2%
65 and over19.6%16.8%

Nearby Cities

ZIP Codes in Graford

Graford, TX is covered by 1 ZIP code:

Graford vs Other Cities

Frequently Asked Questions

Graford's cost of living index is 89, where 100 is the national average. That makes Graford roughly 11% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $95,000 and median rent is $748/month.
Graford's violent crime rate is 250.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1846.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Graford are operated by GRAFORD ISD. The district has several elementary, several middle, and several high schools. The student-to-teacher ratio is 8.7:1. 14.5% of adults 25+ hold a bachelor's degree or higher.
Graford, TX has a population of 736, a median household income of $48,068, and an unemployment rate of 9.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Graford averages 58.0°F in January and 96.1°F in July. Annual rainfall is 34.4 inches . Based on NOAA 30-year climate normals (1991–2020).
Graford, TX is covered by 1 ZIP code: 76449.
The population of Graford, Texas is 736 with a median age of 35.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Graford: cost of living index 89 (100 = US average), median home $95,000, median household income $48,068, crime index 75 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Graford side by side with your current city to see the trade-offs.